Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in American International Group, Inc., Oscar Health or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how American International Group, Inc., Oscar Health and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About American International Group, Inc., Oscar Health and Inc.

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers’ compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

Latest Insurance and American International Group, Inc., Oscar Health, Inc. Stock News

As of October 13, 2026, American International Group, Inc. had a $40.6 billion market capitalization, compared to the Insurance median of $5.7 million. American International Group, Inc.’s stock is NA in 2026, NA in the previous five trading days and down 4.49% in the past year.

Currently, American International Group, Inc.’s price-earnings ratio is 14.3. American International Group, Inc.’s trailing 12-month revenue is $26.7 billion with a 11.1% net profit margin. Year-over-year quarterly sales growth most recently was 0.5%. Analysts expect adjusted earnings to reach $8.089 per share for the current fiscal year. American International Group, Inc. currently has a 2.6% dividend yield.

Currently, Oscar Health, Inc.’s price-earnings ratio is 17.7. Oscar Health, Inc.’s trailing 12-month revenue is $15.3 billion with a 3.6% net profit margin. Year-over-year quarterly sales growth most recently was 70.4%. Analysts expect adjusted earnings to reach $1.944 per share for the current fiscal year. Oscar Health, Inc. does not currently pay a dividend.

How We Compare American International Group, Inc., Oscar Health and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at American International Group, Inc., Oscar Health and Inc.’s stock grades to see how they measure up against one another.

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American International Group, Inc., Oscar Health and Inc. Growth Grades

Company	Ticker	Growth
American International Group, Inc.	AIG	F
Oscar Health, Inc.	OSCR	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

American International Group, Inc. has a Growth Score of 16, which is Very Weak. Oscar Health, Inc. has a Growth Score of 37, which is Weak.

The Growth Stock Winner: No Clear Winner

Neither American International Group, Inc., Oscar Health or Inc. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if American International Group, Inc., Oscar Health or Inc. is the better investment when it comes to sustainable growth.

American International Group, Inc., Oscar Health and Inc.’s Quality Grades

Company	Ticker	Quality
American International Group, Inc.	AIG	C
Oscar Health, Inc.	OSCR	B

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

American International Group, Inc. has a Quality Score of 56, which is Average. Oscar Health, Inc. has a Quality Score of 67, which is Strong.

The Quality Grade Winner: Oscar Health, Inc.

As you can clearly see from the Quality Grade breakdown above, Oscar Health, Inc. has a better overall quality grade than American International Group, Inc.. For investors who are looking for companies with higher quality than others in the same industry, Oscar Health, Inc. could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

American International Group, Inc., Oscar Health and Inc.’s Momentum Grades

Company	Ticker	Momentum
American International Group, Inc.	AIG	C
Oscar Health, Inc.	OSCR	A

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

American International Group, Inc. has a Momentum Score of 46, which is Average. Oscar Health, Inc. has a Momentum Score of 90, which is Very Strong.

The Momentum Grade Winner: Oscar Health, Inc.

As you can clearly see from the Momentum Grade breakdown above, Oscar Health, Inc. is considered to have stronger momentum compared to American International Group, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Oscar Health, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other American International Group, Inc., Oscar Health and Inc. Grades

In addition to Quality, Growth and Momentum, A+ Investor also provides grades for Value and Estimate Revisions.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether American International Group, Inc., Oscar Health and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, American International Group, Inc., Oscar Health or Inc. Stock?

Overall, American International Group, Inc. stock has a Growth Score of 16, Momentum Score of 46 and Quality Score of 56.

Oscar Health, Inc. stock has a Growth Score of 37, Momentum Score of 90 and Quality Score of 67.

Comparing American International Group, Inc., Oscar Health and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.