Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Fidelity National Financial, Inc., Oscar Health or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Fidelity National Financial, Inc., Oscar Health and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Fidelity National Financial, Inc., Oscar Health and Inc.

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

Latest Insurance and Fidelity National Financial, Inc., Oscar Health, Inc. Stock News

As of October 12, 2026, Fidelity National Financial, Inc. had a $10.5 billion market capitalization, compared to the Insurance median of $5.4 million. Fidelity National Financial, Inc.’s stock is down 28.5% in 2026, up 0.1% in the previous five trading days and down 29.55% in the past year.

Currently, Fidelity National Financial, Inc.’s price-earnings ratio is 13.6. Fidelity National Financial, Inc.’s trailing 12-month revenue is $15.4 billion with a 5.0% net profit margin. Year-over-year quarterly sales growth most recently was 10.5%. Analysts expect adjusted earnings to reach $5.070 per share for the current fiscal year. Fidelity National Financial, Inc. currently has a 5.3% dividend yield.

As of October 12, 2026, Oscar Health, Inc. had a $10.5 billion market cap, putting it in the 79th percentile of all stocks. Oscar Health, Inc.’s stock is up 136.7% in 2026, up 4.9% in the previous five trading days and up 65.58% in the past year.

Currently, Oscar Health, Inc.’s price-earnings ratio is 17.8. Oscar Health, Inc.’s trailing 12-month revenue is $15.3 billion with a 3.6% net profit margin. Year-over-year quarterly sales growth most recently was 70.4%. Analysts expect adjusted earnings to reach $1.944 per share for the current fiscal year. Oscar Health, Inc. does not currently pay a dividend.

How We Compare Fidelity National Financial, Inc., Oscar Health and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Fidelity National Financial, Inc., Oscar Health and Inc.’s stock grades to see how they measure up against one another.

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Fidelity National Financial, Inc., Oscar Health and Inc. Stock Value Grades

Company	Ticker	Value
Fidelity National Financial, Inc.	FNF	A
Oscar Health, Inc.	OSCR	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Fidelity National Financial, Inc. has a Value Score of 94, which is Deep Value. Oscar Health, Inc. has a Value Score of 59, which is Average.

The Value Stock Winner: Fidelity National Financial, Inc.

As you can clearly see from the Value Grade breakdown above, Fidelity National Financial, Inc. is considered to have better value than Oscar Health, Inc.. For investors who focus solely on a company’s valuation, Fidelity National Financial, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Fidelity National Financial, Inc., Oscar Health and Inc. Growth Grades

Company	Ticker	Growth
Fidelity National Financial, Inc.	FNF	A
Oscar Health, Inc.	OSCR	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Fidelity National Financial, Inc. has a Growth Score of 95, which is Very Strong. Oscar Health, Inc. has a Growth Score of 37, which is Weak.

The Growth Grade Winner: Fidelity National Financial, Inc.

As you can clearly see from the Growth Grade breakdown above, Fidelity National Financial, Inc. has a more attractive growth grade than Oscar Health, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Fidelity National Financial, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Fidelity National Financial, Inc., Oscar Health and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Fidelity National Financial, Inc.	FNF	D
Oscar Health, Inc.	OSCR	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Fidelity National Financial, Inc. has a Earnings Estimate Score of 26, which is Negative. Oscar Health, Inc. has a Earnings Estimate Score of 81, which is Very Positive.

The Earnings Estimate Revisions Grade Winner: Oscar Health, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Oscar Health, Inc. has a better Earnings Estimate Revisions Grade than Fidelity National Financial, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Oscar Health, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Fidelity National Financial, Inc., Oscar Health and Inc. Grades

In addition to Value, Estimate Revisions and Growth, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Fidelity National Financial, Inc., Oscar Health and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Fidelity National Financial, Inc., Oscar Health or Inc. Stock?

Overall, Fidelity National Financial, Inc. stock has a Value Score of 94, Growth Score of 95 and Estimate Revisions Score of 26.

Oscar Health, Inc. stock has a Value Score of 59, Growth Score of 37 and Estimate Revisions Score of 81.

Comparing Fidelity National Financial, Inc., Oscar Health and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.