Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Oscar Health, Inc. or Manulife Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Oscar Health, Inc. and Manulife Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Oscar Health, Inc. and Manulife Financial Corporation

Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in the insurance agency, broker dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. In addition, it provides integrated banking products and services, as well as offers asset management services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.

Latest Insurance and Oscar Health, Inc., Manulife Financial Corporation Stock News

As of October 13, 2026, Oscar Health, Inc. had a $10.4 billion market capitalization, compared to the Insurance median of $5.7 million. Oscar Health, Inc.’s stock is up 135.7% in 2026, up 2.9% in the previous five trading days and up 80.02% in the past year.

Currently, Oscar Health, Inc.’s price-earnings ratio is 17.7. Oscar Health, Inc.’s trailing 12-month revenue is $15.3 billion with a 3.6% net profit margin. Year-over-year quarterly sales growth most recently was 70.4%. Analysts expect adjusted earnings to reach $1.944 per share for the current fiscal year. Oscar Health, Inc. does not currently pay a dividend.

As of October 13, 2026, Manulife Financial Corporation had a $71.8 billion market cap, putting it in the 95th percentile of all stocks. Manulife Financial Corporation’s stock is up 18.6% in 2026, up 3.3% in the previous five trading days and up 36.53% in the past year.

Currently, Manulife Financial Corporation’s price-earnings ratio is 16.6. Manulife Financial Corporation’s trailing 12-month revenue is $23.3 billion with a 20.3% net profit margin. Year-over-year quarterly sales growth most recently was 6.3%. Analysts expect adjusted earnings to reach $3.166 per share for the current fiscal year. Manulife Financial Corporation currently has a 4.5% dividend yield.

How We Compare Oscar Health, Inc. and Manulife Financial Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Oscar Health, Inc. and Manulife Financial Corporation’s stock grades to see how they measure up against one another.

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Oscar Health, Inc. and Manulife Financial Corporation’s Quality Grades

Company	Ticker	Quality
Oscar Health, Inc.	OSCR	B
Manulife Financial Corporation	MFC	C

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Oscar Health, Inc. has a Quality Score of 67, which is Strong. Manulife Financial Corporation has a Quality Score of 41, which is Average.

The Quality Grade Winner: Oscar Health, Inc.

As you can clearly see from the Quality Grade breakdown above, Oscar Health, Inc. has a better overall quality grade than Manulife Financial Corporation. For investors who are looking for companies with higher quality than others in the same industry, Oscar Health, Inc. could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Oscar Health, Inc. and Manulife Financial Corporation’s Momentum Grades

Company	Ticker	Momentum
Oscar Health, Inc.	OSCR	A
Manulife Financial Corporation	MFC	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Oscar Health, Inc. has a Momentum Score of 90, which is Very Strong. Manulife Financial Corporation has a Momentum Score of 70, which is Strong.

The Momentum Grade Winner: Oscar Health, Inc.

As you can clearly see from the Momentum Grade breakdown above, Oscar Health, Inc. is considered to have stronger momentum compared to Manulife Financial Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Oscar Health, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Oscar Health, Inc. and Manulife Financial Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Oscar Health, Inc.	OSCR	A
Manulife Financial Corporation	MFC	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Oscar Health, Inc. has a Earnings Estimate Score of 81, which is Very Positive. Manulife Financial Corporation has a Earnings Estimate Score of 32, which is Negative.

The Earnings Estimate Revisions Grade Winner: Oscar Health, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Oscar Health, Inc. has a better Earnings Estimate Revisions Grade than Manulife Financial Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Oscar Health, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Oscar Health, Inc. and Manulife Financial Corporation Grades

In addition to Estimate Revisions, Quality and Momentum, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Oscar Health, Inc. and Manulife Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Oscar Health, Inc. or Manulife Financial Corporation Stock?

Overall, Oscar Health, Inc. stock has a Momentum Score of 90, Estimate Revisions Score of 81 and Quality Score of 67.

Manulife Financial Corporation stock has a Momentum Score of 70, Estimate Revisions Score of 32 and Quality Score of 41.

Comparing Oscar Health, Inc. and Manulife Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.