Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Klarna Group plc or Jackson Financial Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Klarna Group plc and Jackson Financial Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Klarna Group plc and Jackson Financial Inc.

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as Pay in Full solution that settles purchases at time of the transaction; Pay Later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and Fair Financing that allows consumers to pay for their purchase over a long duration. It also provides advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. In addition, the company offers membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom.

Jackson Financial Inc., through its subsidiaries, provides suite of annuities to retail investors in the United States. It operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks. The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and payout annuities, as well as registered index-linked annuities and lifetime income solutions. The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements backed by commercial paper; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes. The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities. The company also provides investment management services. It sells its products through a distribution network that includes independent broker-dealers, wirehouses, regional broker-dealers, banks, independent registered investment advisors, third-party platforms, and insurance agents. The company was formerly known as Brooke (Holdco1) Inc. and changed its name to Jackson Financial Inc. in July 2020. Jackson Financial Inc. was incorporated in 2006 and is headquartered in Lansing, Michigan.

Latest Financial Services and Klarna Group plc, Jackson Financial Inc. Stock News

As of October 9, 2026, Klarna Group plc had a $5.3 billion market capitalization, compared to the Financial Services median of $2.4 million. Klarna Group plc’s stock is down 51.7% in 2026, up 6.8% in the previous five trading days and down 66.61% in the past year.

Currently, Klarna Group plc does not have a price-earnings ratio. Klarna Group plc’s trailing 12-month revenue is $4.0 billion with a -3.5% net profit margin. Year-over-year quarterly sales growth most recently was 26.6%. Analysts expect adjusted earnings to reach $0.060 per share for the current fiscal year. Klarna Group plc does not currently pay a dividend.

As of October 9, 2026, Jackson Financial Inc. had a $8.8 billion market cap, putting it in the 76th percentile of all stocks. Jackson Financial Inc.’s stock is up 22.8% in 2026, down 2.2% in the previous five trading days and up 28.57% in the past year.

Currently, Jackson Financial Inc.’s price-earnings ratio is 154.2. Jackson Financial Inc.’s trailing 12-month revenue is $6.5 billion with a 1.6% net profit margin. As of October 9, 2026, Jackson Financial Inc. has not reported significant year-over-year quarterly sales. Analysts expect adjusted earnings to reach $27.120 per share for the current fiscal year. Jackson Financial Inc. currently has a 2.8% dividend yield.

How We Compare Klarna Group plc and Jackson Financial Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Klarna Group plc and Jackson Financial Inc.’s stock grades to see how they measure up against one another.

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Klarna Group plc and Jackson Financial Inc.’s Quality Grades

Company	Ticker	Quality
Klarna Group plc	KLAR	D
Jackson Financial Inc.	JXN	D

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Klarna Group plc has a Quality Score of 33, which is Weak. Jackson Financial Inc. has a Quality Score of 36, which is Weak.

The Quality Stock Winner: No Clear Winner

Neither Klarna Group plc or Jackson Financial Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Klarna Group plc or Jackson Financial Inc. is the better investment when it comes to quality.

Klarna Group plc and Jackson Financial Inc.’s Momentum Grades

Company	Ticker	Momentum
Klarna Group plc	KLAR	F
Jackson Financial Inc.	JXN	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Klarna Group plc has a Momentum Score of 13, which is Very Weak. Jackson Financial Inc. has a Momentum Score of 71, which is Strong.

The Momentum Grade Winner: Jackson Financial Inc.

As you can clearly see from the Momentum Grade breakdown above, Jackson Financial Inc. is considered to have stronger momentum compared to Klarna Group plc. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Jackson Financial Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Klarna Group plc and Jackson Financial Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Klarna Group plc	KLAR	D
Jackson Financial Inc.	JXN	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Klarna Group plc has a Earnings Estimate Score of 25, which is Negative. Jackson Financial Inc. has a Earnings Estimate Score of 63, which is Positive.

The Earnings Estimate Revisions Grade Winner: Jackson Financial Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Jackson Financial Inc. has a better Earnings Estimate Revisions Grade than Klarna Group plc. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Jackson Financial Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Klarna Group plc and Jackson Financial Inc. Grades

In addition to Estimate Revisions, Quality and Momentum, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Klarna Group plc and Jackson Financial Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Klarna Group plc or Jackson Financial Inc. Stock?

Overall, Klarna Group plc stock has a Momentum Score of 13, Estimate Revisions Score of 25 and Quality Score of 33.

Jackson Financial Inc. stock has a Momentum Score of 71, Estimate Revisions Score of 63 and Quality Score of 36.

Comparing Klarna Group plc and Jackson Financial Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.