Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Huntington Bancshares Incorporated or Banco Santander-Chile because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Huntington Bancshares Incorporated and Banco Santander-Chile compare based on key financial metrics to determine which better meets your investment needs.

About Huntington Bancshares Incorporated and Banco Santander-Chile

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services. It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. The company also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer finance, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans; dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. In addition, it offers equipment financing, asset-based lending, distribution finance, structured lending, municipal financing solutions, and Huntington ChoicePay. Additionally, the company provides lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, fund finance, Native American financial, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It offers mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and funding, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. Further, it provides health, life, travel, automobile, and unemployment insurance products; personal and corporate protection products; guarantees; international investment accounts, structured funds, and alternative investment funds; and wealth management and open architecture, asset management, and private banking services. It serves individuals, small to middle-sized companies, and other companies, as well as universities, government agencies, municipalities, regional governments, and construction and real estate companies. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile is a subsidiary of Banco Santander, S.A.

Latest Banks and Huntington Bancshares Incorporated, Banco Santander-Chile Stock News

As of September 2, 2026, Huntington Bancshares Incorporated had a $34.1 billion market capitalization, compared to the Banks median of $750.0 million. Huntington Bancshares Incorporated’s stock is down 2.5% in 2026, up 0.3% in the previous five trading days and down 4.53% in the past year.

Currently, Huntington Bancshares Incorporated’s price-earnings ratio is 13.1. Huntington Bancshares Incorporated’s trailing 12-month revenue is $9.2 billion with a 26.1% net profit margin. Year-over-year quarterly sales growth most recently was 47.6%. Analysts expect adjusted earnings to reach $1.594 per share for the current fiscal year. Huntington Bancshares Incorporated currently has a 3.7% dividend yield.

As of September 2, 2026, Banco Santander-Chile had a $16.9 billion market cap, putting it in the 84th percentile of all stocks. Banco Santander-Chile’s stock is up 14.3% in 2026, up 1.9% in the previous five trading days and up 48.3% in the past year.

Currently, Banco Santander-Chile does not have a price-earnings ratio. Banco Santander-Chile’s trailing 12-month revenue is $2.6 billion with a 47.2% net profit margin. Year-over-year quarterly sales growth most recently was 21.5%. Analysts expect adjusted earnings to reach $2.885 per share for the current fiscal year. Banco Santander-Chile currently has a 4.1% dividend yield.

How We Compare Huntington Bancshares Incorporated and Banco Santander-Chile Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Huntington Bancshares Incorporated and Banco Santander-Chile’s stock grades to see how they measure up against one another.

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Huntington Bancshares Incorporated and Banco Santander-Chile Stock Value Grades

Company	Ticker	Value
Huntington Bancshares Incorporated	HBAN	C
Banco Santander-Chile	BSAC	na

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Huntington Bancshares Incorporated has a Value Score of 44, which is Average. Banco Santander-Chile does not have a meaningful Value Score.

The Value Stock Winner: No Clear Winner

Neither Huntington Bancshares Incorporated or Banco Santander-Chile has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Huntington Bancshares Incorporated or Banco Santander-Chile is the better investment when it comes to value.

Huntington Bancshares Incorporated and Banco Santander-Chile’s Quality Grades

Company	Ticker	Quality
Huntington Bancshares Incorporated	HBAN	F
Banco Santander-Chile	BSAC	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Huntington Bancshares Incorporated has a Quality Score of 2, which is Very Weak. Banco Santander-Chile has a Quality Score of 7, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Huntington Bancshares Incorporated or Banco Santander-Chile has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Huntington Bancshares Incorporated or Banco Santander-Chile is the better investment when it comes to quality.

Huntington Bancshares Incorporated and Banco Santander-Chile’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Huntington Bancshares Incorporated	HBAN	C
Banco Santander-Chile	BSAC	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Huntington Bancshares Incorporated has a Earnings Estimate Score of 44, which is Neutral. Banco Santander-Chile has a Earnings Estimate Score of 62, which is Positive.

The Earnings Estimate Revisions Grade Winner: Banco Santander-Chile

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Banco Santander-Chile has a better Earnings Estimate Revisions Grade than Huntington Bancshares Incorporated. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Banco Santander-Chile could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Huntington Bancshares Incorporated and Banco Santander-Chile Grades

In addition to Value, Quality and Estimate Revisions, A+ Investor also provides grades for Growth and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Huntington Bancshares Incorporated and Banco Santander-Chile pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Huntington Bancshares Incorporated or Banco Santander-Chile Stock?

Overall, Huntington Bancshares Incorporated stock has a Value Score of 44, Estimate Revisions Score of 44 and Quality Score of 2.

Banco Santander-Chile stock has a Value Score of , Estimate Revisions Score of 62 and Quality Score of 7.

Comparing Huntington Bancshares Incorporated and Banco Santander-Chile’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.