Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Atlantic Union Bankshares Corporation or Credicorp Ltd. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Atlantic Union Bankshares Corporation and Credicorp Ltd. compare based on key financial metrics to determine which better meets your investment needs.

About Atlantic Union Bankshares Corporation and Credicorp Ltd.

Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. The company operates in two segments, Wholesale Banking and Consumer Banking. It accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services. The company provides loans for commercial real estate, commercial, industrial, residential mortgage, and consumer purposes, as well as debit and credit cards. In addition, it provides treasury management and capital market, wealth management, private banking, trust, financial and retirement planning, brokerage, investment management, equipment finance, mortgage banking, and insurance products and services. The company offers products and services through full-service branches and ATMs, as well as through its mobile and internet banking. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Glen Allen, Virginia.

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

Latest Banks and Atlantic Union Bankshares Corporation, Credicorp Ltd. Stock News

As of March 13, 2026, Atlantic Union Bankshares Corporation had a $4.9 billion market capitalization, compared to the Banks median of $592.2 million. Atlantic Union Bankshares Corporation’s stock is down 2.8% in 2026, down 3.4% in the previous five trading days and up 7.05% in the past year.

Currently, Atlantic Union Bankshares Corporation’s price-earnings ratio is 16.9. Atlantic Union Bankshares Corporation’s trailing 12-month revenue is $1.2 billion with a 22.2% net profit margin. Year-over-year quarterly sales growth most recently was 91.5%. Analysts expect adjusted earnings to reach $3.764 per share for the current fiscal year. Atlantic Union Bankshares Corporation currently has a 4.3% dividend yield.

As of March 13, 2026, Credicorp Ltd. had a $25.8 billion market cap, putting it in the 89th percentile of all stocks. Credicorp Ltd.’s stock is up 13.5% in 2026, down 1.5% in the previous five trading days and up 78% in the past year.

Currently, Credicorp Ltd.’s price-earnings ratio is 12.6. Credicorp Ltd.’s trailing 12-month revenue is $6.2 billion with a 33.5% net profit margin. Year-over-year quarterly sales growth most recently was 17.7%. Analysts expect adjusted earnings to reach $29.133 per share for the current fiscal year. Credicorp Ltd. currently has a 3.4% dividend yield.

How We Compare Atlantic Union Bankshares Corporation and Credicorp Ltd. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Atlantic Union Bankshares Corporation and Credicorp Ltd.’s stock grades to see how they measure up against one another.

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Atlantic Union Bankshares Corporation and Credicorp Ltd. Stock Value Grades

Company	Ticker	Value
Atlantic Union Bankshares Corporation	AUB	C
Credicorp Ltd.	BAP	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Atlantic Union Bankshares Corporation has a Value Score of 54, which is Average. Credicorp Ltd. has a Value Score of 47, which is Average.

The Value Stock Winner: No Clear Winner

Neither Atlantic Union Bankshares Corporation or Credicorp Ltd. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Atlantic Union Bankshares Corporation or Credicorp Ltd. is the better investment when it comes to value.

Atlantic Union Bankshares Corporation and Credicorp Ltd.’s Momentum Grades

Company	Ticker	Momentum
Atlantic Union Bankshares Corporation	AUB	C
Credicorp Ltd.	BAP	A

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Atlantic Union Bankshares Corporation has a Momentum Score of 43, which is Average. Credicorp Ltd. has a Momentum Score of 82, which is Very Strong.

The Momentum Grade Winner: Credicorp Ltd.

As you can clearly see from the Momentum Grade breakdown above, Credicorp Ltd. is considered to have stronger momentum compared to Atlantic Union Bankshares Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Credicorp Ltd. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Atlantic Union Bankshares Corporation and Credicorp Ltd.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Atlantic Union Bankshares Corporation	AUB	B
Credicorp Ltd.	BAP	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Atlantic Union Bankshares Corporation has a Earnings Estimate Score of 64, which is Positive. Credicorp Ltd. has a Earnings Estimate Score of 56, which is Neutral.

The Earnings Estimate Revisions Grade Winner: Atlantic Union Bankshares Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Atlantic Union Bankshares Corporation has a better Earnings Estimate Revisions Grade than Credicorp Ltd.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Atlantic Union Bankshares Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Atlantic Union Bankshares Corporation and Credicorp Ltd. Grades

In addition to Momentum, Value and Estimate Revisions, A+ Investor also provides grades for Growth and Quality.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Atlantic Union Bankshares Corporation and Credicorp Ltd. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Atlantic Union Bankshares Corporation or Credicorp Ltd. Stock?

Overall, Atlantic Union Bankshares Corporation stock has a Value Score of 54, Momentum Score of 43 and Estimate Revisions Score of 64.

Credicorp Ltd. stock has a Value Score of 47, Momentum Score of 82 and Estimate Revisions Score of 56.

Comparing Atlantic Union Bankshares Corporation and Credicorp Ltd.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.