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Are You Spending Too Little in Retirement? |
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While one of the biggest worries that retirees face is the prospect of running out of money. However, these concerns tend to be exaggerated. This, along with other factors, lead many retirees to be overly frugal in retirement, which stops them from spending on themselves and their family. More » |
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Meir Statman, Ph.D.
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Future Retirees at Greater Risk of Hardship |
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Most current retirees appear able to withstand some type of financial shock. However, future retirees may have more difficulty doing so due to changes in the retirement system, says a research fellow at the Center for Retirement Research (CRR) at Boston College. More »
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A Simple Formula for Calculating “Safe” Retirement Spending |
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For nearly two decades, the 4% rule has served as a benchmark of how much retirees can safely afford to withdraw from their nest eggs and be reasonably certain they would not outlive their savings over a 30-year retirement. However, in the aftermath of the financial crisis of 2007–2009, new research has called into question this long-standing retirement spending rule of thumb. More » |
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Member Question
Do you think social media (Facebook, Twitter, etc.) does more to bring us together or does more to divide us?
A) Does more to bring us together
B) Does more to divide us
C) Does both
D) Does neither
E) Not sure
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Be sure to vote on this week’s question for the opportunity to offer your insights on our open-ended question. |
Previous Week’s Results
With the first quarter behind us, what is your 2019 performance prediction for the S&P 500 index?
Up between 6% and 10% : 39%
In a range from down 5% to up 5% : 27%
Up between 11% and 20% : 24%
Down between 6% and 10% : 4%
Up more than 20% : 4%
Down between 11% and 20% : 1%
Down more than 20% : 1%
Poll results are as of 9 a.m. (Central) on Monday. 1,805 respondents.
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AAII Survey: Two-Thirds of Retail Investors See the S&P 500 Up Over the Last Three Quarters of 2019 |
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The S&P 500 index notched its strongest first quarter since 1998, gaining 13.1% on a price-return basis (excluding dividends). However, the momentum in the U.S. stock market looked to be slowing in February and March. Given the first quarter’s gains in the market and potential storm clouds on the horizon, we asked our readers what their predictions were for the rest of the year and whether their outlook for the next 12 months has changed since the start of the year. More » |
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AAII e-book: Profitable Retirement Planning |
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This e-book, which is available exclusively to AAII members, was written to help our members achieve a financially secure retirement. The book offers an overview of many of the primary considerations for retirement planning, including: how much you need to save; where your retirement income will come from; which asset classes you should invest in; and what you should take advantage of in your company’s defined contribution plan (if available). More » |
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