It’s all too easy to make the wrong moves when starting retirement. In this week’s digest, AAII staff highlight some of the most common mistakes and steps you can take to avoid them.
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When You Haven’t Saved Enough for Retirement |
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By Charles Rotblut, CFA
Funding retirement is first and foremost a math problem. Either you have enough in savings, Social Security benefits, pension benefits and other sources of income, or you don’t. To the extent that the lack of adequate savings is due to past mistakes, it can be helpful to review them. In the article “When You Haven’t Saved Enough for Retirement,” AAII Journal editor Charles Rotblut details various strategies for increasing your odds of being able to afford retirement.
The strategies fall under three primary categories:
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saving,
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investment and
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additional options for retirement income.
If you believe you are behind on where you should be in terms of building a retirement nest egg, the sooner you start addressing the problem, the better your odds of solving it will be. This article can help.
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Lifestyle Changes: Myths and Misconceptions About Life in Retirement |
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By Michael E. Leonetti
Men and women who are ready to retire face a major change in lifestyle. Discussions with seasoned retirees indicate that there are many myths and misconceptions about retirement. Often you will hear these myths stated as fact. In the article Lifestyle Changes: Myths and Misconceptions About Life in Retirement from the AAII archives, Michael Leonetti refutes some of the most common retirement myths.
Some of the highlights of the article include:
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Why adjusting to life in retirement isn’t as ‘easy’ as it may seem
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The 12 most common myths about retirement
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Ideas on how to solve retirement issues before they happen
Knowing the myths and misconceptions about retirement helps an individual avoid unnecessary mistakes. One of the key challenges of retirement is knowing what to do with your time. Give careful consideration and planning to your future retirement years and avoid some of the myths that are still so prevalent.
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Member Question
What is your biggest concern heading into retirement?
A) Paying for health care
B) Saving enough money
C) Maintaining an income stream
D) Debt
E) Housing
F) Staying active/health
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Be sure to vote on this week’s question for the opportunity to offer your insights on our open-ended question. |
Previous Question’s Results
By the end of this year, Amazon.com is expected to account for 52.4% of the e-commerce market in the U.S. Do you think there should be stricter regulation of e-commerce giants, given their growing impact on domestic and foreign economies?
Yes : 52%
No : 32%
Unsure : 15%
Poll results are as of 9 a.m. (Central) on Monday. 1,747 respondents.
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AAII Survey: Should E-Commerce Giants Be More Regulated? |
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 Today, online retail plays a major role in the economy of the U.S. and the world, bringing an unprecedented ease of access to shopping. However, not everyone seems to be happy with the impact that e-commerce is having. This week we aimed to see what AAII members thought regarding the regulation of e-commerce giants. More » |
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