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December AAII Asset Allocation Survey: Stock Allocations Increase

by AAII Staff | January 02, 2025

Individual investors’ allocations to stocks increased while cash and bond allocations decreased in the December Asset Allocation Survey.

Stock and stock fund allocations increased 1.1 percentage points to 69.8%. Stock and stock fund allocations are above their historical average of 61.5% for the 55th consecutive month.

Bond and bond fund allocations decreased 0.7 percentage points to 14.6%. Bond and bond fund allocations are below their historical average of 16.0% for the 11th consecutive month.

Cash allocations decreased 0.4 percentage points to 15.6%. Cash allocations are below their historical average of 22.5% for the 25th consecutive month.



December AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 69.8%, up 1.1 percentage points
  • Bonds and Bond Funds: 14.6%, down 0.7 percentage points
  • Cash: 15.6%, down 0.5 percentage points
December AAII Asset Allocation Details:
  • Stocks: 31.2%, down 0.3 percentage points
  • Stocks Funds: 38.6%, up 1.4 percentage points
  • Bonds: 4.3%, down 0.5 percentage points
  • Bond Funds: 10.4%, down 0.2 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

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