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January AAII Asset Allocation Survey: Cash Allocations Increase

by AAII Staff | February 03, 2025

Individual investors’ allocations to cash increased while stock and bond allocations decreased in the January Asset Allocation Survey.

Stock and stock fund allocations decreased 0.7 percentage points to 69.1%. Stock and stock fund allocations are above their historical average of 61.5% for the 56th consecutive month.

Bond and bond fund allocations decreased 0.2 percentage points to 14.4%. Bond and bond fund allocations are below their historical average of 16.0% for the 12th consecutive month.

Cash allocations increased 0.8 percentage points to 16.4%. Cash allocations are below their historical average of 22.5% for the 26th consecutive month.



January AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 69.1%, down 0.7 percentage points
  • Bonds and Bond Funds: 14.4%, down 0.2 percentage points
  • Cash: 16.4%, up 0.9 percentage points
January AAII Asset Allocation Details:
  • Stocks: 30.4%, down 0.8 percentage points
  • Stocks Funds: 38.8%, up 0.2 percentage points
  • Bonds: 4.4%, up 0.1 percentage points
  • Bond Funds: 10.1%, down 0.3 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

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