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February AAII Asset Allocation Survey: Stock Allocations Decline

by AAII Staff | March 04, 2025

Individual investors’ allocations to stock decreased while bond and cash allocations increased in the February Asset Allocation Survey.

Stock and stock fund allocations decreased 1.2 percentage points to 67.9%. Stock and stock fund allocations are above their historical average of 61.5% for the 57th consecutive month.

Bond and bond fund allocations increased 0.2 percentage points to 14.6%. Bond and bond fund allocations are below their historical average of 16.0% for the 13th consecutive month.

Cash allocations increased 1.0 percentage point to 17.4%. Cash allocations are below their historical average of 22.5% for the 27th consecutive month.



February AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 67.9%, down 1.2 percentage points
  • Bonds and Bond Funds: 14.6%, up 0.2 percentage points
  • Cash: 17.4%, up 1.0 percentage points
February AAII Asset Allocation Details:
  • Stocks: 30.0%, down 0.4 percentage points
  • Stocks Funds: 38.0%, down 0.8 percentage points
  • Bonds: 4.4%, down 0.0 percentage points
  • Bond Funds: 10.3%, up 0.2 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

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