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July AAII Asset Allocation Survey: Stock Allocations Rise

by AAII Staff | August 04, 2025

Individual investors’ allocations to stocks increased while bond and cash allocations decreased in the July AAII Asset Allocation Survey.

Stock and stock fund allocations increased 0.8 percentage points to 68.3%. Stock and stock fund allocations are above their historical average of 61.5% for the 62nd consecutive month.

Bond and bond fund allocations decreased 0.2 percentage points to 15.7%. Bond and bond fund allocations are below their historical average of 16.0% for the 16th time in 18 months.

Cash allocations decreased 0.6 percentage points to 16.0%. Cash allocations are below their historical average of 22.5% for the 32nd consecutive month.



July AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 68.3%, up 0.8 percentage points
  • Bonds and Bond Funds: 15.7%, down 0.2 percentage points
  • Cash: 16.0%, down 0.6 percentage points
July AAII Asset Allocation Details:
  • Stocks: 31.2%, down 1.0 percentage points
  • Stocks Funds: 37.1%, up 1.8 percentage points
  • Bonds: 5.1%, down 0.0 percentage points
  • Bond Funds: 10.6%, down 0.2 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

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