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August AAII Asset Allocation Survey: Stock Allocations Decrease

by AAII Staff | September 02, 2025

Individual investors’ allocations to stocks decreased while bond and cash allocations increased in the August AAII Asset Allocation Survey.

Stock and stock fund allocations decreased 1.0 percentage points to 67.3%. Stock and stock fund allocations are above their historical average of 61.5% for the 63rd consecutive month.

Bond and bond fund allocations increased 0.5 percentage points to 16.2%. Bond and bond fund allocations are above their historical average of 16.0% for the first time in three months.

Cash allocations increased 0.5 percentage points to 16.5%. Cash allocations are below their historical average of 22.5% for the 33rd consecutive month.



August AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 67.3%, down 1.0 percentage points
  • Bonds and Bond Funds: 16.2%, up 0.6 percentage points
  • Cash: 16.5%, up 0.4 percentage points
August AAII Asset Allocation Details:
  • Stocks: 29.0%, down 2.2 percentage points
  • Stocks Funds: 38.3%, up 1.2 percentage points
  • Bonds: 5.6%, up 0.5 percentage points
  • Bond Funds: 10.6%, up 0.0 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

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