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February AAII Asset Allocation Survey: Bond Allocations Rise

by AAII Staff | March 02, 2026

Individual investors’ allocations to bonds increased while stock and cash allocations decreased in the February AAII Asset Allocation Survey.

Stock and stock fund allocations decreased 0.8 percentage points to 69.4%. Stock and stock fund allocations are above their historical average of 61.5% for the 69th consecutive month.

Bond and bond fund allocations increased 1.0 percentage points to 16.4%. Bond and bond fund allocations are above their historical average of 16.0% for the first time in five months.

Cash allocations decreased 0.2 percentage points to 14.2%. Cash allocations are below their historical average of 22.5% for the 39th consecutive month.



February AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 69.4%, down 0.8 percentage points
  • Bonds and Bond Funds: 16.4%, up 1.0 percentage points
  • Cash: 14.2%, down 0.2 percentage points
February AAII Asset Allocation Details:
  • Stocks: 30.7%, up 1.6 percentage points
  • Stocks Funds: 38.7%, down 2.4 percentage points
  • Bonds: 5.2%, up 0.6 percentage points
  • Bond Funds: 11.2%, up 0.4 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

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