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May AAII Asset Allocation Survey: Stock Allocations Nudge Higher

by AAII Staff | June 01, 2026

Individual investors’ allocations to stocks increased while bond and cash allocations decreased in the May AAII Asset Allocation Survey.

Stock and stock fund allocations increased 1.3 percentage points to 69.8%. Stock and stock fund allocations are above their historical average of 61.5% for the 72nd consecutive month.

Bond and bond fund allocations decreased 0.7 percentage points to 14.9%. Bond and bond fund allocations are below their historical average of 16.0% for the seventh time in eight months.

Cash allocations decreased 0.6 percentage points to 15.3%. Cash allocations are below their historical average of 22.5% for the 42nd consecutive month.



May AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 69.8%, up 1.3 percentage points
  • Bonds and Bond Funds: 14.9%, down 0.7 percentage points
  • Cash: 15.3%, down 0.6 percentage points
May AAII Asset Allocation Details:
  • Stocks: 32.0%, up 2.4 percentage points
  • Stocks Funds: 37.8%, down 1.2 percentage points
  • Bonds: 4.0%, down 0.6 percentage points
  • Bond Funds: 11.0%, down 0.0 percentage points
Historical averages:

  • Stocks/Stock Funds: 61.5%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.5%

Take the Asset Allocation Survey.

Discussion

WILLIAM F from TX posted about 1 month ago:

It would be interesting to see an age breakdown. I’m 80 with a 57.3/35.5/7.2 breakdown, closer to the traditional 60/40 ratio (equities/ fixed) Some of my funds (arbitrage funds which I categorized as stock funds) and options are tricky to categorize.


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