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October AAII Asset Allocation Survey: Bond Allocations Rise

by AAII Staff | November 02, 2026

Individual investors’ allocations to bonds increased while stock allocations decreased and cash allocations were unchanged in the October AAII Asset Allocation Survey.

Stock and stock fund allocations decreased 1.7 percentage points to 70.1%. Stock and stock fund allocations are above their historical average of 62.0% for the 48th consecutive month.

Bond and bond fund allocations increased 1.7 percentage points to 16.6%. Bond and bond fund allocations are above their historical average of 16.0% for the first time in eight months.

Cash allocations were unchanged at 13.3%. Cash allocations are below their historical average of 22.0% for the 47th consecutive month.



October AAII Asset Allocation Survey results:
  • Stocks and Stock Funds: 70.1%, down 1.7 percentage points
  • Bonds and Bond Funds: 16.6%, up 1.8 percentage points
  • Cash: 13.3%, down 0.0 percentage points
October AAII Asset Allocation Details:
  • Stocks: 31.9%, down 1.5 percentage points
  • Stocks Funds: 38.2%, down 0.2 percentage points
  • Bonds: 5.7%, down 0.0 percentage points
  • Bond Funds: 10.9%, up 1.8 percentage points
Historical averages:

  • Stocks/Stock Funds: 62.0%
  • Bonds/Bond Funds: 16.0%
  • Cash: 22.0%

Take the Asset Allocation Survey.

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