Why Axos Financial, Inc.’s (AX) Stock Is Up 6.62%
As of Friday, July 31, Axos Financial, Inc.’s AX share price has surged by 6.62%, which has investors questioning if this is right time to sell.Rosalio Madrigal
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Commentary & Analysis
Is Axos Financial, Inc. (AX) Overvalued?
We dive into why Axos Financial, Inc. (AX) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Tudor Pop
Which Is a Better Investment, Axos Financial, Inc. or City Holding Company Stock?
Learn more about whether Axos Financial, Inc. or City Holding Company is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Which Is a Better Investment, Axos Financial, Inc. or National Bank Holdings Corporation Stock?
Learn more about whether Axos Financial, Inc. or National Bank Holdings Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Which Is a Better Investment, Axos Financial, Inc. or 1st Source Corporation Stock?
Learn more about whether Axos Financial, Inc. or 1st Source Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Financial Summary
| Share Statistics | AX | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $5,753.4 | $716.9 | 69% |
|
| Shares Out (Mil) | 58.1 | 15.7 | 51% |
|
| Institutional Ownership | 94.9% | 83.0% | 66% |
|
| Float (Mil) | 54.3 | 21.2 | 49% |
|
| Beta | 1.23 | 0.48 | 72% |
|
| Avg Daily Volume (000s) | 364 | 53 | 54% |
|
| Price Change (52-week) |
18.9% | 96.7% | 61% |
|
| Growth | AX | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 17.4% | 7.6% | 77% |
|
| Net Income (5yr) | 18.7% | 11.1% | 71% |
|
| EPS (5yr) | 20.0% | 10.1% | 68 |
|
| Dividends (5yr) | 0.0% | 3.6% | 0% |
|
| Cash Flow (5yr) | (15.0%) | (17.0%) | 52% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 5 | 6 | 4 | |
| Current EPS | $2.288 | $9.770 | $10.788 | |
| Month Ago EPS | $2.248 | $9.674 | $10.750 | |
| # Rev Up | 1 | 1 | na | |
| # Rev Down | 0 | 0 | na | |
| Three Months Ago EPS | $2.248 | $9.670 | $10.750 | |
| Year/Year Chg | 6.4% | 31.5% | na | |
| Financials | AX | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $1,324 | $190 | 54% |
|
| Net Income (TTM) (Mil) | $476 | $51 | 78% |
|
| EPS (TTM) | $8.421 | $2.500 | 93% |
|
| Operating Cash Flow (TTM) (Mil) | $424 | $34 | 69% |
|
| Net Cash Flow (TTM) (Mil) | ($906) | $1 | 4% |
|
| Long-Term Debt (Q1) (Mil) | $2,818 | $100 | 79% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | AX | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.88 | 1.27 | 49% |
|
| P/E | 12.4 | 12.9 | 25% |
|
| Dividend Yield | 0.0% | 2.2% | 0% |
|
| PEG (5yr hist) | 0.6 | 1.1 | 30% |
|
| Ratios | AX | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 68.8% | na |
|
| Net Margin | 36.0% | 28.9% | 93% |
|
| ROA | 1.8% | 1.0% | 54% |
|
| ROE | 16.8% | 11.1% | 75% |
|
| Liabilities to Assets | 89.5% | 89.8% | 85% |
|
| F-Score | 3 | 4 | 19% |
|
Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Buffettology: EPS Growth
Factors: Quality, Growth
Buffett approach seeking consumer monopolies selling at a reasonable price.
| Performance Since Inception: | 12.5% |
| +/- S&P 500: | +5.0 |
GURU STRATEGY
Buffettology: Sustainable Growth Screen
Factors: Quality, Growth
Buffett approach seeking consumer monopolies selling at a reasonable price.
| Performance Since Inception: | 13.3% |
| +/- S&P 500: | +5.8 |
