Is American Express Company (AXP) Overvalued?
We dive into why American Express Company (AXP) could be considered overvalued on 2026-01-13, based on AAII’s Value Score and Grade.Jenna Brashear
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Jenna Brashear
Tudor Pop
Tudor Pop
Cynthia McLaughlin
Omar Beirat
| Share Statistics | AXP | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $205,665.6 | $837.5 | 99% |
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| Shares Out (Mil) | 679.0 | 37.8 | 91% |
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| Institutional Ownership | 99.8% | 78.3% | 94% |
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| Float (Mil) | 522.2 | 33.5 | 85% |
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| Beta | 1.05 | 1.02 | 63% |
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| Avg Daily Volume (000s) | 3,337 | 333 | 88% |
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| Price Change (52-week) |
(7.8%) | 74.9% | 46% |
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| Growth | AXP | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 16.4% | 9.3% | 76% |
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| Net Income (5yr) | 28.1% | 15.8% | 83% |
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| EPS (5yr) | 32.5% | 15.9% | 83 |
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| Dividends (5yr) | 13.8% | 0.0% | 95% |
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| Cash Flow (5yr) | (0.6%) | (6.4%) | 64% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 19 | 24 | 24 | |
| Current EPS | $4.510 | $17.637 | $20.159 | |
| Month Ago EPS | $4.538 | $17.641 | $20.114 | |
| # Rev Up | 1 | 0 | 1 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | $4.592 | $17.671 | $20.157 | |
| Year/Year Chg | (0.4%) | 14.7% | 49.2% | |
| Financials | AXP | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $70,913 | $1,268 | 98% |
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| Net Income (TTM) (Mil) | $11,446 | $154 | 99% |
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| EPS (TTM) | $16.500 | $1.300 | 97% |
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| Operating Cash Flow (TTM) (Mil) | $18,475 | $228 | 99% |
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| Net Cash Flow (TTM) (Mil) | ($12,694) | $5 | 0% |
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| Long-Term Debt (Q1) (Mil) | $57,017 | $963 | 98% |
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| Enterprise Value (Q1) (Mil) | na | $1,233 | na |
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| Valuation | AXP | Industry Median |
Percentile (All Stocks) |
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| P/B | 6.00 | 1.17 | 83% |
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| P/E | 18.5 | 9.1 | 50% |
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| Dividend Yield | 1.2% | 0.0% | 69% |
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| PEG (5yr hist) | 0.6 | 0.4 | 28% |
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| Ratios | AXP | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 62.3% | 74.0% | 75% |
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| Net Margin | 16.1% | 10.3% | 74% |
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| ROA | 3.8% | 2.9% | 66% |
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| ROE | 34.4% | 13.2% | 89% |
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| Liabilities to Assets | 88.9% | 77.4% | 84% |
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| F-Score | 7 | 5 | 82% |
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American Express Company did not pass any screens on 10/6/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors