Is American Express Company (AXP) Overvalued?
We dive into why American Express Company (AXP) could be considered overvalued on 2026-01-13, based on AAII’s Value Score and Grade.Jenna Brashear
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Jenna Brashear
Tudor Pop
Cynthia McLaughlin
Tudor Pop
Omar Beirat
| Share Statistics | AXP | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $223,628.9 | $1,213.4 | 99% |
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| Shares Out (Mil) | 679.0 | 36.6 | 91% |
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| Institutional Ownership | 99.8% | 78.3% | 94% |
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| Float (Mil) | 522.2 | 32.9 | 86% |
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| Beta | 1.05 | 1.02 | 64% |
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| Avg Daily Volume (000s) | 2,324 | 450 | 84% |
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| Price Change (52-week) |
8.2% | 80.0% | 52% |
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| Growth | AXP | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 16.4% | 8.6% | 76% |
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| Net Income (5yr) | 28.1% | 14.1% | 83% |
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| EPS (5yr) | 32.5% | 15.9% | 83 |
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| Dividends (5yr) | 13.8% | 0.0% | 95% |
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| Cash Flow (5yr) | (0.6%) | (2.8%) | 64% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 18 | 25 | 25 | |
| Current EPS | $4.542 | $17.641 | $20.114 | |
| Month Ago EPS | $4.587 | $17.679 | $20.169 | |
| # Rev Up | 1 | 0 | 1 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | $4.590 | $17.612 | $20.125 | |
| Year/Year Chg | 0.3% | 14.7% | 49.0% | |
| Financials | AXP | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $70,913 | $1,268 | 98% |
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| Net Income (TTM) (Mil) | $11,446 | $154 | 99% |
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| EPS (TTM) | $16.500 | $1.700 | 97% |
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| Operating Cash Flow (TTM) (Mil) | $18,475 | $247 | 99% |
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| Net Cash Flow (TTM) (Mil) | ($12,694) | $2 | 0% |
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| Long-Term Debt (Q1) (Mil) | $57,017 | $963 | 98% |
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| Enterprise Value (Q1) (Mil) | na | $1,294 | na |
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| Valuation | AXP | Industry Median |
Percentile (All Stocks) |
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| P/B | 6.52 | 1.32 | 83% |
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| P/E | 20.1 | 10.0 | 51% |
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| Dividend Yield | 1.1% | 0.0% | 68% |
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| PEG (5yr hist) | 0.6 | 0.5 | 30% |
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| Ratios | AXP | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 62.3% | 75.8% | 75% |
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| Net Margin | 16.1% | 14.6% | 74% |
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| ROA | 3.8% | 2.8% | 66% |
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| ROE | 34.4% | 14.4% | 89% |
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| Liabilities to Assets | 88.9% | 78.5% | 83% |
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| F-Score | 7 | 5 | 82% |
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American Express Company did not pass any screens on 8/20/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors