Why BayFirst Financial Corp.’s (BAFN) Stock Is Down 5.81%
As of Tuesday, October 06, BayFirst Financial Corp.’s BAFN share price has dipped by 5.81%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depository, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Commentary & Analysis
Why BayFirst Financial Corp.’s (BAFN) Stock Is Down 10.06%
As of Wednesday, September 30, BayFirst Financial Corp.’s BAFN share price has dipped by 10.06%, which has investors questioning if this is right time to buy.Jenna Brashear
Why BayFirst Financial Corp.’s (BAFN) Stock Is Down 6.62%
As of Thursday, September 24, BayFirst Financial Corp.’s BAFN share price has dipped by 6.62%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Why BayFirst Financial Corp.’s (BAFN) Stock Is Up 10.02%
As of Friday, September 11, BayFirst Financial Corp.’s BAFN share price has surged by 10.02%, which has investors questioning if this is right time to sell.Jenna Brashear
Why BayFirst Financial Corp.’s (BAFN) Stock Is Up 5.92%
As of Tuesday, September 01, BayFirst Financial Corp.’s BAFN share price has surged by 5.92%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | BAFN | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $140.2 | $684.6 | 25% |
|
| Shares Out (Mil) | 4.1 | 15.8 | 13% |
|
| Institutional Ownership | 5.6% | 84.0% | 5% |
|
| Float (Mil) | 11.8 | 21.6 | 21% |
|
| Beta | 0.37 | 0.45 | 21% |
|
| Avg Daily Volume (000s) | 117 | 46 | 38% |
|
| Price Change (52-week) |
(48.0%) | 90.7% | 20% |
|
| Growth | BAFN | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | (19.1%) | 7.7% | 3% |
|
| Net Income (5yr) | (30.6%) | 11.1% | 13% |
|
| EPS (5yr) | (31.8%) | 10.0% | 8 |
|
| Dividends (5yr) | (2.2%) | 3.6% | 0% |
|
| Cash Flow (5yr) | 31.6% | (17.1%) | 87% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | BAFN | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | na | $188 | na |
|
| Net Income (TTM) (Mil) | ($59) | $54 | 15% |
|
| EPS (TTM) | ($14.648) | $2.600 | 3% |
|
| Operating Cash Flow (TTM) (Mil) | $143 | $33 | 55% |
|
| Net Cash Flow (TTM) (Mil) | $62 | $2 | 72% |
|
| Long-Term Debt (Q1) (Mil) | $18 | $97 | 32% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | BAFN | Industry Median |
Percentile (All Stocks) |
|
| P/B | 0.83 | 1.24 | 18% |
|
| P/E | na | 12.0 | na |
|
| Dividend Yield | 0.0% | 2.3% | 0% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | BAFN | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 622.4% | 29.2% | 100% |
|
| ROA | (4.7%) | 1.1% | 30% |
|
| ROE | (99.4%) | 11.3% | 9% |
|
| Liabilities to Assets | 89.8% | 89.7% | 86% |
|
| F-Score | 4 | 4 | 33% |
|
BayFirst Financial Corp. did not pass any screens on 10/13/2026.
