Why Banc of California, Inc.’s (BANC) Stock Is Down 8.95%
As of Wednesday, July 29, Banc of California, Inc.’s BANC share price has dipped by 8.95%, which has investors questioning if this is right time to buy.Michael Rose
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COMPANY SUMMARY
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.
Commentary & Analysis
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Why Banc of California, Inc.’s (BANC) Stock Is Up 5.05%
As of Tuesday, July 21, Banc of California, Inc.’s BANC share price has surged by 5.05%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Which Is a Better Investment, Banc of California, Inc. or Live Oak Bancshares, Inc. Stock?
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Which Is a Better Investment, Banc of California, Inc. or 1st Source Corporation Stock?
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Financial Summary
| Share Statistics | BANC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,983.7 | $719.5 | 59% |
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| Shares Out (Mil) | 166.7 | 15.6 | 73% |
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| Institutional Ownership | 98.9% | 83.3% | 83% |
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| Float (Mil) | 142.8 | 21.2 | 68% |
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| Beta | 1.14 | 0.46 | 67% |
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| Avg Daily Volume (000s) | 4,966 | 51 | 92% |
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| Price Change (52-week) |
25.1% | 96.5% | 66% |
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| Growth | BANC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 5.0% | 7.6% | 36% |
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| Net Income (5yr) | 16.9% | 11.1% | 67% |
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| EPS (5yr) | 15.7% | 10.1% | 58 |
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| Dividends (5yr) | (21.6%) | 3.6% | 67% |
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| Cash Flow (5yr) | (15.3%) | (17.0%) | 49% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 9 | 9 | 9 | |
| Current EPS | $0.439 | $1.690 | $2.094 | |
| Month Ago EPS | $0.434 | $1.686 | $2.053 | |
| # Rev Up | 1 | 2 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $0.437 | $1.696 | $2.071 | |
| Year/Year Chg | 13.7% | 51.7% | 132.3% | |
| Financials | BANC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,069 | $190 | 52% |
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| Net Income (TTM) (Mil) | $247 | $51 | 71% |
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| EPS (TTM) | $1.327 | $2.500 | 65% |
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| Operating Cash Flow (TTM) (Mil) | $290 | $34 | 64% |
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| Net Cash Flow (TTM) (Mil) | ($127) | $1 | 13% |
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| Long-Term Debt (Q1) (Mil) | $3,159 | $98 | 80% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BANC | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.95 | 1.26 | 21% |
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| P/E | 15.2 | 12.9 | 36% |
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| Dividend Yield | 2.5% | 2.2% | 81% |
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| PEG (5yr hist) | 1.0 | 1.1 | 43% |
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| Ratios | BANC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | (3.2%) | 28.9% | 27% |
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| ROA | 0.7% | 1.0% | 44% |
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| ROE | 8.1% | 11.1% | 52% |
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| Liabilities to Assets | 89.8% | 89.8% | 85% |
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| F-Score | 5 | 4 | 51% |
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Banc of California, Inc. did not pass any screens on 7/30/2026.
