Is Blue Ridge Bankshares, Inc. (BRBS) Overvalued?
We dive into why Blue Ridge Bankshares, Inc. (BRBS) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also offers commercial and industrial, residential mortgages, commercial mortgages, home equity, and consumer installment loans; and residential mortgage loans and mortgages loans on real estate. In addition, it provides commercial banking services, including deposit accounts, treasury management solutions, wire services, online banking, fraud prevention services, procurement cards, and a range of commercial lending options; and property and casualty insurance products to individuals and businesses, as well as electronic statement, and mobile and telephone banking services. Further, the company offers consumer lending services that include automobile lending, home equity lines of credit, credit cards, and other unsecured personal loans; small business administration loans; management services for personal and corporate trusts, including estate planning and settlement, trust administration, and investment and wealth management services, as well as life insurance products. It operates in Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone, Virginia; and Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Richmond, Virginia.
Commentary & Analysis
Why Blue Ridge Bankshares, Inc.’s (BRBS) Stock Is Up 6.78%
As of Monday, August 17, Blue Ridge Bankshares, Inc.’s BRBS share price has surged by 6.78%, which has investors questioning if this is right time to sell.Michael Rose
Why Blue Ridge Bankshares, Inc.’s (BRBS) Stock Is Down 15.07%
As of Monday, April 13, Blue Ridge Bankshares, Inc.’s BRBS share price has dipped by 15.07%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why Blue Ridge Bankshares, Inc.’s (BRBS) Stock Is Down 14.95%
As of Monday, April 13, Blue Ridge Bankshares, Inc.’s BRBS share price has dipped by 14.95%, which has investors questioning if this is right time to buy.Omar Beirat
Why Blue Ridge Bankshares, Inc.’s (BRBS) Stock Is Up 5.96%
As of Tuesday, March 31, Blue Ridge Bankshares, Inc.’s BRBS share price has surged by 5.96%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | BRBS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $346.4 | $751.0 | 33% |
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| Shares Out (Mil) | 88.5 | 15.4 | 60% |
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| Institutional Ownership | 57.9% | 83.2% | 38% |
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| Float (Mil) | 63.4 | 21.8 | 52% |
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| Beta | 0.54 | 0.43 | 31% |
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| Avg Daily Volume (000s) | 1,499 | 42 | 77% |
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| Price Change (52-week) |
7.4% | 94.6% | 51% |
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| Growth | BRBS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.3% | 7.7% | 21% |
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| Net Income (5yr) | (9.6%) | 11.1% | 30% |
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| EPS (5yr) | (44.4%) | 10.1% | 4 |
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| Dividends (5yr) | (14.9%) | 3.6% | 0% |
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| Cash Flow (5yr) | (16.0%) | (17.1%) | 46% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | BRBS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $84 | $196 | 25% |
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| Net Income (TTM) (Mil) | $9 | $55 | 45% |
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| EPS (TTM) | $0.106 | $2.600 | 44% |
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| Operating Cash Flow (TTM) (Mil) | $23 | $36 | 42% |
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| Net Cash Flow (TTM) (Mil) | ($70) | $2 | 17% |
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| Long-Term Debt (Q1) (Mil) | $71 | $101 | 42% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BRBS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.26 | 1.25 | 31% |
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| P/E | 41.6 | 12.5 | 80% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | BRBS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 11.2% | 29.1% | 65% |
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| ROA | 0.4% | 1.1% | 41% |
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| ROE | 3.0% | 11.3% | 40% |
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| Liabilities to Assets | 88.2% | 89.7% | 82% |
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| F-Score | 5 | 4 | na |
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Blue Ridge Bankshares, Inc. did not pass any screens on 8/20/2026.
