What You Need to Know About Carter Bankshares, Inc.'s Q2 Earnings
Carter Bankshares, Inc.'s fiscal Q2 earnings report was released on Thursday, April 23. Let's dive in to see if (CARE) missed or beat analyst's expectations.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans, such as secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as automobiles, home improvements, education, overdraft protection, and personal, and residential mortgages loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it offers other banking services that include safe deposit boxes, direct deposit of payroll, social security checks, and debit cards; online banking products, including online and mobile banking, online account opening, bill payment, electronic statement, mobile deposit, Zelle, credit monitoring tools, digital wallet, MoneyPass, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.
Commentary & Analysis
Why Carter Bankshares, Inc.’s (CARE) Stock Is Down 5.23%
As of Thursday, October 23, Carter Bankshares, Inc.’s CARE share price has dipped by 5.23%, which has investors questioning if this is right time to buy.Jenna Brashear
What You Need to Know About Carter Bankshares, Inc.'s Q4 Earnings
Carter Bankshares, Inc.'s fiscal Q4 earnings report was released on Thursday, October 23. Let's dive in to see if (CARE) missed or beat analyst's expectations.Jenna Brashear
Is Carter Bankshares, Inc.(CARE) Building Momentum?
With data as of July 15, 2025, we examine if Carter Bankshares, Inc.(CARE) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
What You Need to Know About Carter Bankshares, Inc.'s Q2 Earnings
Carter Bankshares, Inc.'s fiscal Q2 earnings report was released on Thursday, April 24. Let's dive in to see if (CARE) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | CARE | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $692.6 | $745.4 | 40% |
|
| Shares Out (Mil) | 21.8 | 15.3 | 31% |
|
| Institutional Ownership | 94.1% | 83.2% | 64% |
|
| Float (Mil) | 21.2 | 21.8 | 30% |
|
| Beta | 0.52 | 0.42 | 30% |
|
| Avg Daily Volume (000s) | 399 | 45 | 54% |
|
| Price Change (52-week) |
67.7% | 94.6% | 84% |
|
| Growth | CARE | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 6.9% | 7.7% | 45% |
|
| Net Income (5yr) | 21.8% | 11.1% | 76% |
|
| EPS (5yr) | 22.8% | 10.1% | 72 |
|
| Dividends (5yr) | 0.0% | 3.6% | 57% |
|
| Cash Flow (5yr) | (17.8%) | (17.1%) | 39% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 4 | 2 | 4 | |
| Current EPS | $0.523 | $5.500 | $2.575 | |
| Month Ago EPS | $0.530 | $5.460 | $2.567 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.533 | $5.495 | $2.567 | |
| Year/Year Chg | (59.9%) | 298.6% | 118.8% | |
| Financials | CARE | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $286 | $196 | 35% |
|
| Net Income (TTM) (Mil) | $129 | $55 | 63% |
|
| EPS (TTM) | $5.778 | $2.600 | 88% |
|
| Operating Cash Flow (TTM) (Mil) | $67 | $35 | 49% |
|
| Net Cash Flow (TTM) (Mil) | $177 | $2 | 83% |
|
| Long-Term Debt (Q1) (Mil) | $0 | $100 | 0% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | CARE | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.28 | 1.25 | 32% |
|
| P/E | 5.4 | 12.4 | 5% |
|
| Dividend Yield | 1.3% | 2.2% | 70% |
|
| PEG (5yr hist) | 0.2 | 1.1 | 10% |
|
| Ratios | CARE | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 44.9% | 29.1% | 96% |
|
| ROA | 2.7% | 1.1% | 60% |
|
| ROE | 27.2% | 11.3% | 86% |
|
| Liabilities to Assets | 88.8% | 89.7% | 83% |
|
| F-Score | 4 | 4 | 33% |
|
Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Dual Cash Flow Screen
Factors: Quality, Growth
An analysis that can provide advance notice that a company may be facing financial trouble, though earnings and sales appear strong.
| Performance Since Inception: | 11.4% |
| +/- S&P 500: | +3.9 |
