Is CNB Financial Corporation (CCNE) Overvalued?
We dive into why CNB Financial Corporation (CCNE) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It also provides private banking services; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans, and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.
Commentary & Analysis
What You Need to Know About CNB Financial Corporation's Q3 Earnings
CNB Financial Corporation's fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (CCNE) missed or beat analyst's expectations.Michael Rose
What You Need to Know About CNB Financial Corporation's Q2 Earnings
CNB Financial Corporation's fiscal Q2 earnings report was released on Monday, April 20. Let's dive in to see if (CCNE) missed or beat analyst's expectations.Rosalio Madrigal
Why CNB Financial Corporation’s (CCNE) Stock Is Up 7.00%
As of Wednesday, February 11, CNB Financial Corporation’s CCNE share price has surged by 7.00%, which has investors questioning if this is right time to sell.Jenna Brashear
What You Need to Know About CNB Financial Corporation's Q1 Earnings
CNB Financial Corporation's fiscal Q1 earnings report was released on Tuesday, January 27. Let's dive in to see if (CCNE) missed or beat analyst's expectations.Tudor Pop
Financial Summary
| Share Statistics | CCNE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $992.2 | $745.4 | 45% |
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| Shares Out (Mil) | 29.5 | 15.3 | 36% |
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| Institutional Ownership | 95.8% | 83.2% | 68% |
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| Float (Mil) | 28.5 | 21.8 | 35% |
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| Beta | 0.62 | 0.42 | 36% |
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| Avg Daily Volume (000s) | 164 | 45 | 41% |
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| Price Change (52-week) |
35.3% | 94.6% | 72% |
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| Growth | CCNE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 13.1% | 7.7% | 68% |
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| Net Income (5yr) | 15.1% | 11.1% | 64% |
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| EPS (5yr) | 4.8% | 10.1% | 38 |
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| Dividends (5yr) | 1.1% | 3.6% | 74% |
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| Cash Flow (5yr) | (30.5%) | (17.1%) | 19% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.875 | $3.555 | $3.733 | |
| Month Ago EPS | $0.893 | $3.530 | $3.843 | |
| # Rev Up | 2 | 2 | 1 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.883 | $3.518 | $3.818 | |
| Year/Year Chg | (3.8%) | 42.8% | na | |
| Financials | CCNE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $329 | $196 | 37% |
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| Net Income (TTM) (Mil) | $96 | $55 | 60% |
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| EPS (TTM) | $3.157 | $2.600 | 79% |
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| Operating Cash Flow (TTM) (Mil) | $89 | $35 | 51% |
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| Net Cash Flow (TTM) (Mil) | $33 | $2 | 66% |
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| Long-Term Debt (Q1) (Mil) | $114 | $100 | 45% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CCNE | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.16 | 1.25 | 27% |
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| P/E | 10.7 | 12.4 | 19% |
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| Dividend Yield | 2.2% | 2.2% | 78% |
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| PEG (5yr hist) | 2.2 | 1.1 | 71% |
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| Ratios | CCNE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 29.2% | 29.1% | 88% |
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| ROA | 1.3% | 1.1% | 50% |
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| ROE | 13.4% | 11.3% | 67% |
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| Liabilities to Assets | 89.2% | 89.7% | 84% |
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| F-Score | 4 | 4 | 33% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
