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Stock Evaluator: Columbia Financial, Inc. (CLBK)

Columbia Financial, Inc. CLBK

$11.50 -0.12 -1.03%
September 1, 2026 4:00:00 PM EST November 10, 2021 Volume: 3,040,187
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities. It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. was formerly a subsidiary of Columbia Bank MHC.

Commentary & Analysis

Financial Summary

Share Statistics CLBK Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $3,099.8 $730.8 60%
Shares Out (Mil) 101.9 15.2 62%
Institutional Ownership 82.4% 83.5% 51%
Float (Mil) 261.8 21.7 78%
Beta 0.23 0.45 14%
Avg Daily Volume (000s) 2,896 45 88%
Price Change
(52-week)		 68.3% 93.1% 87%
Growth CLBK Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 1.2% 7.7% 21%
Net Income (5yr) (2.1%) 11.1% 37%
EPS (5yr) (0.4%) 10.1% 31
Dividends (5yr) 0.0% 3.7% 0%
Cash Flow (5yr) (30.7%) (17.2%) 19%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 3 3 3
Current EPS $0.121 $0.501 $0.634
Month Ago EPS $0.091 $0.336 $0.355
# Rev Up 1 1 0
# Rev Down 0 0 1
Three Months Ago EPS $0.091 $0.336 $0.355
Year/Year Chg (13.6%) 116.9% 298.3%
Financials CLBK Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $267 $195 35%
Net Income (TTM) (Mil) $58 $55 56%
EPS (TTM) $0.260 $2.500 48%
Operating Cash Flow (TTM) (Mil) $78 $33 50%
Net Cash Flow (TTM) (Mil) $841 $2 94%
Long-Term Debt (Q1) (Mil) $1,235 $99 68%
Enterprise Value (Q1) (Mil) na $0 na
Valuation CLBK Industry
Median		 Percentile
(All Stocks)
P/B 1.00 1.23 22%
P/E 44.4 12.3 82%
Dividend Yield 1.7% 2.2% 74%
PEG (5yr hist) na 1.1 na
Ratios CLBK Industry
Median		 Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 21.8% 29.2% 80%
ROA 0.5% 1.1% 41%
ROE 5.0% 11.3% 44%
Liabilities to Assets 90.2% 89.7% 86%
F-Score 6 4 67%

Passing Stock Screens

As of 9/1/2026, from a list of 60 stock screening strategies, CLBK meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY

Lakonishok Screen

Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions. 
Performance Since Inception: 13.1%
+/- S&P 500: +5.6

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See All 80 Stocks (as of 9/1/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors