3 Undervalued Consumer Finance Stocks for Monday, July 27
Discover the top 3 undervalued Consumer Finance stocks for Monday, July 27 based on AAII’s Stock Grades.Tudor Pop
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Tudor Pop
Cynthia McLaughlin
Rosalio Madrigal
Michael Rose
Jenna Brashear
| Share Statistics | CPSS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $207.1 | $1,156.8 | 28% |
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| Shares Out (Mil) | 23.5 | 36.1 | 33% |
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| Institutional Ownership | 39.0% | 78.9% | 17% |
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| Float (Mil) | 9.0 | 32.7 | 18% |
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| Beta | 1.12 | 1.06 | 66% |
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| Avg Daily Volume (000s) | 20 | 358 | 21% |
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| Price Change (52-week) |
9.1% | 77.4% | 53% |
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| Growth | CPSS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.5% | 7.7% | 22% |
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| Net Income (5yr) | (2.3%) | 12.6% | 37% |
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| EPS (5yr) | (2.3%) | 17.1% | 28 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 60.3% | (2.8%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | CPSS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $203 | $1,133 | 32% |
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| Net Income (TTM) (Mil) | $20 | $147 | 49% |
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| EPS (TTM) | $0.918 | $1.500 | 60% |
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| Operating Cash Flow (TTM) (Mil) | $299 | $231 | 65% |
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| Net Cash Flow (TTM) (Mil) | $2 | $4 | 49% |
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| Long-Term Debt (Q1) (Mil) | $2,300 | $808 | 76% |
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| Enterprise Value (Q1) (Mil) | na | $1,280 | na |
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| Valuation | CPSS | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.66 | 1.46 | 12% |
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| P/E | 11.2 | 9.3 | 20% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | na | 0.6 | na |
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| Ratios | CPSS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 100.0% | 75.1% | 96% |
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| Net Margin | 10.0% | 14.6% | 63% |
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| ROA | 0.5% | 2.9% | 42% |
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| ROE | 6.6% | 14.9% | 48% |
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| Liabilities to Assets | 92.2% | 79.0% | 89% |
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| F-Score | 4 | 5 | 34% |
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Consumer Portfolio Services, Inc. did not pass any screens on 7/30/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors