Stock Evaluator: Consumer Portfolio Services, Inc. (CPSS)

Consumer Portfolio Services, Inc. CPSS

$9.32 -0.25 -2.61%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 23,722
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Consumer Finance

A+ Stock Grade Summary:

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COMPANY SUMMARY
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Commentary & Analysis


Financial Summary

Share Statistics CPSS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $207.1 $1,156.8 28%
Shares Out (Mil) 23.5 36.1 33%
Institutional Ownership 39.0% 78.9% 17%
Float (Mil) 9.0 32.7 18%
Beta 1.12 1.06 66%
Avg Daily Volume (000s) 20 358 21%
Price Change
(52-week)
9.1% 77.4% 53%
Growth CPSS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 1.5% 7.7% 22%
Net Income (5yr) (2.3%) 12.6% 37%
EPS (5yr) (2.3%) 17.1% 28
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) 60.3% (2.8%) 95%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates na na na
Current EPS na na na
Month Ago EPS na na na
# Rev Up na na na
# Rev Down na na na
Three Months Ago EPS na na na
Year/Year Chg na na na
Financials CPSS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $203 $1,133 32%
Net Income (TTM) (Mil) $20 $147 49%
EPS (TTM) $0.918 $1.500 60%
Operating Cash Flow (TTM) (Mil) $299 $231 65%
Net Cash Flow (TTM) (Mil) $2 $4 49%
Long-Term Debt (Q1) (Mil) $2,300 $808 76%
Enterprise Value (Q1) (Mil) na $1,280 na
Valuation CPSS Industry
Median
Percentile
(All Stocks)
P/B 0.66 1.46 12%
P/E 11.2 9.3 20%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) na 0.6 na
Ratios CPSS Industry
Median
Percentile
(All Stocks)
Gross Margin 100.0% 75.1% 96%
Net Margin 10.0% 14.6% 63%
ROA 0.5% 2.9% 42%
ROE 6.6% 14.9% 48%
Liabilities to Assets 92.2% 79.0% 89%
F-Score 4 5 34%

Consumer Portfolio Services, Inc. did not pass any screens on 7/30/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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