Is DLocal Limited (DLO) Overvalued?
We dive into why DLocal Limited (DLO) could be considered overvalued on 2026-07-30, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.
Commentary & Analysis
Why DLocal Limited’s (DLO) Stock Is Down 5.58%
As of Wednesday, July 08, DLocal Limited’s DLO share price has dipped by 5.58%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why DLocal Limited’s (DLO) Stock Is Up 11.04%
As of Wednesday, July 01, DLocal Limited’s DLO share price has surged by 11.04%, which has investors questioning if this is right time to sell.Michael Rose
Why DLocal Limited’s (DLO) Stock Is Up 12.97%
As of Wednesday, July 01, DLocal Limited’s DLO share price has surged by 12.97%, which has investors questioning if this is right time to sell.Omar Beirat
Why DLocal Limited’s (DLO) Stock Is Down 9.16%
As of Friday, May 15, DLocal Limited’s DLO share price has dipped by 9.16%, which has investors questioning if this is right time to buy.Jenna Brashear
Financial Summary
| Share Statistics | DLO | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,425.5 | $2,409.3 | 65% |
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| Shares Out (Mil) | 298.5 | 72.0 | 83% |
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| Institutional Ownership | 31.2% | 86.6% | 14% |
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| Float (Mil) | 86.0 | 61.7 | 58% |
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| Beta | 1.02 | 0.93 | 61% |
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| Avg Daily Volume (000s) | 1,795 | 441 | 80% |
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| Price Change (52-week) |
45.0% | 76.1% | 78% |
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| Growth | DLO | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 60.1% | 10.9% | 97% |
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| Net Income (5yr) | 47.5% | 8.2% | 93% |
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| EPS (5yr) | 45.4% | 11.4% | 91 |
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| Dividends (5yr) | 0.0% | 0.0% | 60% |
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| Cash Flow (5yr) | 28.3% | (15.0%) | 85% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 4 | 4 | |
| Current EPS | $0.187 | $0.853 | $1.133 | |
| Month Ago EPS | $0.210 | $0.861 | $1.104 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 1 | 4 | 1 | |
| Three Months Ago EPS | $0.210 | $0.874 | $1.088 | |
| Year/Year Chg | 33.6% | 31.2% | 120.5% | |
| Financials | DLO | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,213 | $1,233 | 53% |
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| Net Income (TTM) (Mil) | $192 | $73 | 68% |
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| EPS (TTM) | $0.657 | $0.700 | 56% |
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| Operating Cash Flow (TTM) (Mil) | $413 | $165 | 69% |
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| Net Cash Flow (TTM) (Mil) | $304 | $22 | 88% |
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| Long-Term Debt (Q1) (Mil) | $2 | $696 | 20% |
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| Enterprise Value (Q1) (Mil) | $2,639 | $3,560 | 53% |
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| Valuation | DLO | Industry Median |
Percentile (All Stocks) |
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| P/B | 8.02 | 1.44 | 87% |
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| P/E | 23.6 | 15.1 | 59% |
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| Dividend Yield | 1.3% | 0.0% | 70% |
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| PEG (5yr hist) | 0.5 | 1.0 | 25% |
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| Ratios | DLO | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 36.0% | 60.7% | 44% |
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| Net Margin | 15.8% | 7.0% | 74% |
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| ROA | 12.5% | 1.1% | 91% |
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| ROE | 35.0% | 11.5% | 90% |
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| Liabilities to Assets | 69.7% | 75.2% | 65% |
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| F-Score | 6 | 5 | 69% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Return on Equity Screen
Factors: Quality, Growth
A screen that identifies stocks with above average earnings and sales growth that have consistently outperformed their peers measured by ROE.
| Performance Since Inception: | 13.1% |
| +/- S&P 500: | +5.6 |
GURU STRATEGY
Rule #1 Investing Screen
Factors: Value, Quality, Growth
Adapted from Phil Town's Rule #1 book, this screen attempts to identify wonderful companies with attractive prices.
| Performance Since Inception: | 8.3% |
| +/- S&P 500: | +0.8 |
