Is Shift4 Payments, Inc. (FOUR) Overvalued?
We dive into why Shift4 Payments, Inc. (FOUR) could be considered overvalued on 2026-07-30, based on AAII’s Value Score and Grade.Michael Rose
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COMPANY SUMMARY
Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It also provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, extensive reporting, and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an e-commerce platform that creates a web store and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace, which enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support services. Further, it provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support networks, enterprises, and value-added resellers. Shift4 Payments, Inc. was founded in 1999 and is headquartered in Center Valley, Pennsylvania.
Commentary & Analysis
Why Shift4 Payments, Inc.’s (FOUR) Stock Is Down 5.50%
As of Thursday, July 30, Shift4 Payments, Inc.’s FOUR share price has dipped by 5.50%, which has investors questioning if this is right time to buy.Michael Rose
Why Shift4 Payments, Inc.’s (FOUR) Stock Is Up 7.79%
As of Tuesday, July 28, Shift4 Payments, Inc.’s FOUR share price has surged by 7.79%, which has investors questioning if this is right time to sell.Michael Rose
Why Shift4 Payments, Inc.’s (FOUR) Stock Is Up 5.70%
As of Wednesday, July 15, Shift4 Payments, Inc.’s FOUR share price has surged by 5.70%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Shift4 Payments, Inc.’s (FOUR) Stock Is Down 7.79%
As of Wednesday, July 08, Shift4 Payments, Inc.’s FOUR share price has dipped by 7.79%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | FOUR | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,204.4 | $2,409.3 | 64% |
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| Shares Out (Mil) | 73.6 | 72.0 | 56% |
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| Institutional Ownership | 71.3% | 86.6% | 43% |
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| Float (Mil) | 43.3 | 61.7 | 44% |
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| Beta | 1.40 | 0.93 | 79% |
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| Avg Daily Volume (000s) | 972 | 441 | 70% |
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| Price Change (52-week) |
(49.1%) | 76.1% | 16% |
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| Growth | FOUR | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 40.4% | 10.9% | 93% |
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| Net Income (5yr) | 53.3% | 8.2% | 94% |
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| EPS (5yr) | 35.1% | 11.4% | 85 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (16.9%) | (15.0%) | 42% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 21 | 24 | 23 | |
| Current EPS | $1.236 | $5.554 | $6.733 | |
| Month Ago EPS | $1.237 | $5.568 | $6.745 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $1.332 | $5.573 | $6.669 | |
| Year/Year Chg | (8,929%) | 414.7% | 625.5% | |
| Financials | FOUR | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $4,453 | $1,233 | 73% |
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| Net Income (TTM) (Mil) | $117 | $73 | 62% |
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| EPS (TTM) | $0.896 | $0.700 | 60% |
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| Operating Cash Flow (TTM) (Mil) | $672 | $165 | 75% |
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| Net Cash Flow (TTM) (Mil) | ($462) | $22 | 6% |
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| Long-Term Debt (Q1) (Mil) | $4,554 | $696 | 84% |
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| Enterprise Value (Q1) (Mil) | $9,137 | $3,560 | 72% |
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| Valuation | FOUR | Industry Median |
Percentile (All Stocks) |
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| P/B | 6.49 | 1.44 | 83% |
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| P/E | 59.2 | 15.1 | 87% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 1.7 | 1.0 | 62% |
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| Ratios | FOUR | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 35.1% | 60.7% | 42% |
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| Net Margin | 2.6% | 7.0% | 40% |
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| ROA | 1.7% | 1.1% | 54% |
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| ROE | 16.1% | 11.5% | 73% |
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| Liabilities to Assets | 79.7% | 75.2% | 75% |
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| F-Score | 4 | 5 | 34% |
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Shift4 Payments, Inc. did not pass any screens on 7/31/2026.
