Is HealthEquity, Inc. (HQY) Overvalued?
We dive into why HealthEquity, Inc. (HQY) could be considered overvalued on 2026-07-24, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.
Commentary & Analysis
What You Need to Know About HealthEquity, Inc.'s Q2 Earnings
HealthEquity, Inc.'s fiscal Q2 earnings report was released on Thursday, May 28. Let's dive in to see if (HQY) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, Astrana Health, Inc. or HealthEquity, Inc. Stock?
Learn more about whether Astrana Health, Inc. or HealthEquity, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Why HealthEquity, Inc.’s (HQY) Stock Is Down 5.23%
As of Friday, April 10, HealthEquity, Inc.’s HQY share price has dipped by 5.23%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
What You Need to Know About HealthEquity, Inc.'s Q1 Earnings
HealthEquity, Inc.'s fiscal Q1 earnings report was released on Tuesday, March 17. Let's dive in to see if (HQY) missed or beat analyst's expectations.Tudor Pop
Financial Summary
| Share Statistics | HQY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $8,411.2 | $1,742.7 | 75% |
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| Shares Out (Mil) | 85.0 | 76.7 | 59% |
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| Institutional Ownership | 98.2% | 89.7% | 78% |
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| Float (Mil) | 81.9 | 49.4 | 58% |
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| Beta | 0.19 | 0.82 | 12% |
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| Avg Daily Volume (000s) | 683 | 521 | 64% |
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| Price Change (52-week) |
1.8% | 78.7% | 47% |
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| Growth | HQY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 12.4% | 11.0% | 66% |
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| Net Income (5yr) | 89.5% | (0.7%) | 98% |
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| EPS (5yr) | 83.3% | 3.1% | 98 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (31.9%) | (18.0%) | 18% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 14 | 14 | 14 | |
| Current EPS | $1.193 | $4.719 | $5.447 | |
| Month Ago EPS | $1.190 | $4.718 | $5.467 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 1 | 1 | 1 | |
| Three Months Ago EPS | $1.190 | $4.626 | $5.341 | |
| Year/Year Chg | 45.5% | 91.8% | 135.0% | |
| Financials | HQY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,337 | $1,456 | 55% |
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| Net Income (TTM) (Mil) | $231 | $12 | 70% |
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| EPS (TTM) | $2.696 | $0.300 | 77% |
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| Operating Cash Flow (TTM) (Mil) | $490 | $138 | 71% |
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| Net Cash Flow (TTM) (Mil) | ($23) | $8 | 25% |
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| Long-Term Debt (Q1) (Mil) | $975 | $316 | 66% |
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| Enterprise Value (Q1) (Mil) | $8,287 | $2,170 | 71% |
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| Valuation | HQY | Industry Median |
Percentile (All Stocks) |
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| P/B | 4.13 | 2.85 | 74% |
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| P/E | 37.7 | 26.7 | 77% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.5 | 1.1 | 21% |
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| Ratios | HQY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 70.7% | 27.8% | 82% |
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| Net Margin | 17.3% | 1.1% | 76% |
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| ROA | 6.9% | 1.8% | 79% |
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| ROE | 11.1% | 7.1% | 61% |
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| Liabilities to Assets | 38.1% | 59.9% | 29% |
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| F-Score | 8 | 5 | 94% |
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HealthEquity, Inc. did not pass any screens on 7/31/2026.
