Stock Evaluator: Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. JKHY

$154.04 -0.20 -0.13%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 1,024,987
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Commentary & Analysis


Financial Summary

Share Statistics JKHY Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $10,944.7 $2,409.3 78%
Shares Out (Mil) 72.0 72.0 56%
Institutional Ownership 99.4% 86.6% 88%
Float (Mil) 70.6 61.7 55%
Beta 0.63 0.93 36%
Avg Daily Volume (000s) 900 441 69%
Price Change
(52-week)
(11.1%) 76.1% 37%
Growth JKHY Industry
Median
Percentile
(All Stocks)
Sales (5yr) 7.0% 10.9% 46%
Net Income (5yr) 9.0% 8.2% 53%
EPS (5yr) 10.1% 11.4% 46
Dividends (5yr) 6.4% 0.0% 92%
Cash Flow (5yr) (11.0%) (15.0%) 58%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 8 7 9
Current EPS $1.440 $6.566 $7.101
Month Ago EPS $1.440 $6.566 $7.102
# Rev Up 1 0 0
# Rev Down 0 1 1
Three Months Ago EPS $1.520 $6.440 $6.993
Year/Year Chg (15.8%) 5.2% 23.1%
Financials JKHY Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $2,516 $1,233 64%
Net Income (TTM) (Mil) $519 $73 79%
EPS (TTM) $7.171 $0.700 91%
Operating Cash Flow (TTM) (Mil) $786 $165 78%
Net Cash Flow (TTM) (Mil) ($19) $22 26%
Long-Term Debt (Q1) (Mil) $127 $696 46%
Enterprise Value (Q1) (Mil) $9,639 $3,560 73%
Valuation JKHY Industry
Median
Percentile
(All Stocks)
P/B 5.14 1.44 79%
P/E 21.5 15.1 54%
Dividend Yield 1.6% 0.0% 73%
PEG (5yr hist) 2.1 1.0 69%
Ratios JKHY Industry
Median
Percentile
(All Stocks)
Gross Margin 44.1% 60.7% 55%
Net Margin 20.6% 7.0% 80%
ROA 17.4% 1.1% 95%
ROE 24.9% 11.5% 84%
Liabilities to Assets 30.0% 75.2% 21%
F-Score 9 5 99%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, JKHY meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors