4 Undervalued Consumer Finance Stocks for Thursday, September 17
Discover the top 4 undervalued Consumer Finance stocks for Thursday, September 17 based on AAII’s Stock Grades.Michael Rose
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Michael Rose
Michael Rose
Cynthia McLaughlin
Michael Rose
Rosalio Madrigal
| Share Statistics | KSPI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $18,035.5 | $763.7 | 85% |
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| Shares Out (Mil) | 0.4 | 37.2 | 2% |
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| Institutional Ownership | 51.2% | 78.6% | 36% |
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| Float (Mil) | 104.4 | 33.1 | 61% |
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| Beta | 0.08 | 1.08 | 8% |
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| Avg Daily Volume (000s) | 506 | 341 | 58% |
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| Price Change (52-week) |
26.2% | 74.9% | 73% |
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| Growth | KSPI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 41.0% | 9.8% | 94% |
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| Net Income (5yr) | 27.9% | 16.0% | 83% |
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| EPS (5yr) | 28.1% | 15.9% | 79 |
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| Dividends (5yr) | (12.8%) | 0.0% | 98% |
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| Cash Flow (5yr) | 25.6% | (5.0%) | 83% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 3 | 3 | |
| Current EPS | $2.870 | $12.951 | $14.690 | |
| Month Ago EPS | $2.870 | $13.234 | $14.690 | |
| # Rev Up | 1 | 0 | 1 | |
| # Rev Down | 0 | 2 | 0 | |
| Three Months Ago EPS | $2.870 | $12.755 | $14.813 | |
| Year/Year Chg | 3.4% | 17.4% | 56.2% | |
| Financials | KSPI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $9,138 | $1,277 | 83% |
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| Net Income (TTM) (Mil) | $2,207 | $153 | 92% |
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| EPS (TTM) | $11.595 | $1.300 | 95% |
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| Operating Cash Flow (TTM) (Mil) | $2,365 | $226 | 90% |
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| Net Cash Flow (TTM) (Mil) | ($65) | $2 | 18% |
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| Long-Term Debt (Q1) (Mil) | $1,249 | $998 | 69% |
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| Enterprise Value (Q1) (Mil) | $17,491 | $1,233 | 82% |
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| Valuation | KSPI | Industry Median |
Percentile (All Stocks) |
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| P/B | 3.31 | 1.16 | 71% |
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| P/E | 8.2 | 8.8 | 12% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.3 | 0.5 | 14% |
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| Ratios | KSPI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 69.4% | 74.6% | 81% |
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| Net Margin | 24.2% | 10.2% | 83% |
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| ROA | 10.0% | 2.9% | 87% |
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| ROE | 47.9% | 13.1% | 92% |
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| Liabilities to Assets | 77.4% | 78.0% | 73% |
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| F-Score | 5 | 5 | 50% |
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Passing Stock Screens
As of 10/14/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.5% |
| +/- S&P 500: | -1.0 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors