Is NB Bancorp, Inc. (NBBK) Overvalued?
We dive into why NB Bancorp, Inc. (NBBK) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.
Commentary & Analysis
Why NB Bancorp, Inc.’s (NBBK) Stock Is Up 7.04%
As of Thursday, July 23, NB Bancorp, Inc.’s NBBK share price has surged by 7.04%, which has investors questioning if this is right time to sell.Jenna Brashear
What You Need to Know About NB Bancorp, Inc.'s Q3 Earnings
NB Bancorp, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (NBBK) missed or beat analyst's expectations.Tudor Pop
Why NB Bancorp, Inc.’s (NBBK) Stock Is Down 10.82%
As of Thursday, April 23, NB Bancorp, Inc.’s NBBK share price has dipped by 10.82%, which has investors questioning if this is right time to buy.Omar Beirat
Why NB Bancorp, Inc.’s (NBBK) Stock Is Down 9.93%
As of Thursday, April 23, NB Bancorp, Inc.’s NBBK share price has dipped by 9.93%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Financial Summary
| Share Statistics | NBBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $897.4 | $745.4 | 43% |
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| Shares Out (Mil) | 40.0 | 15.3 | 42% |
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| Institutional Ownership | 91.5% | 83.2% | 60% |
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| Float (Mil) | 38.4 | 21.8 | 41% |
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| Beta | 0.00 | 0.42 | 6% |
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| Avg Daily Volume (000s) | 349 | 45 | 52% |
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| Price Change (52-week) |
21.0% | 94.6% | 62% |
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| Growth | NBBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 7.7% | na |
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| Net Income (5yr) | na | 11.1% | na |
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| EPS (5yr) | na | 10.1% | na |
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| Dividends (5yr) | na | 3.6% | 78% |
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| Cash Flow (5yr) | na | (17.1%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $0.585 | $2.135 | $2.605 | |
| Month Ago EPS | $0.560 | $1.965 | $2.500 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.530 | $1.960 | $2.475 | |
| Year/Year Chg | 10.4% | 59.3% | na | |
| Financials | NBBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $249 | $196 | 34% |
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| Net Income (TTM) (Mil) | $59 | $55 | 56% |
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| EPS (TTM) | $1.536 | $2.600 | 67% |
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| Operating Cash Flow (TTM) (Mil) | $85 | $35 | 51% |
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| Net Cash Flow (TTM) (Mil) | $141 | $2 | 80% |
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| Long-Term Debt (Q1) (Mil) | $181 | $100 | 49% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | NBBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.07 | 1.25 | 24% |
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| P/E | 14.4 | 12.4 | 34% |
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| Dividend Yield | 1.3% | 2.2% | 70% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | NBBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 23.7% | 29.1% | 82% |
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| ROA | 0.9% | 1.1% | 45% |
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| ROE | 7.5% | 11.3% | 50% |
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| Liabilities to Assets | 88.7% | 89.7% | 83% |
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| F-Score | 3 | 4 | 18% |
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NB Bancorp, Inc. did not pass any screens on 8/21/2026.
