Stock Evaluator: nCino, Inc. (NCNO)

nCino, Inc. NCNO

$18.46 0.08 0.44%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 1,802,030
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Information Technology Software

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Commentary & Analysis


Financial Summary

Share Statistics NCNO Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,022.3 $977.4 54%
Shares Out (Mil) 109.5 78.1 64%
Institutional Ownership 97.1% 79.0% 73%
Float (Mil) 100.4 57.6 61%
Beta 0.72 1.03 42%
Avg Daily Volume (000s) 2,286 750 84%
Price Change
(52-week)
(37.0%) 56.5% 21%
Growth NCNO Industry
Median
Percentile
(All Stocks)
Sales (5yr) 23.8% 14.8% 85%
Net Income (5yr) 16.3% 10.1% 66%
EPS (5yr) 16.0% 16.2% 59
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (15.9%) (15.3%) 46%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 14 14 14
Current EPS $0.266 $1.253 $1.495
Month Ago EPS $0.267 $1.254 $1.495
# Rev Up 0 1 0
# Rev Down 1 0 1
Three Months Ago EPS $0.276 $1.201 $1.421
Year/Year Chg 121.7% 2,624% 3,604%
Financials NCNO Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $610 $348 44%
Net Income (TTM) (Mil) $13 ($2) 47%
EPS (TTM) $0.119 ($0.100) 44%
Operating Cash Flow (TTM) (Mil) $117 $30 54%
Net Cash Flow (TTM) (Mil) ($30) $0 23%
Long-Term Debt (Q1) (Mil) $312 $35 54%
Enterprise Value (Q1) (Mil) $1,974 $1,019 49%
Valuation NCNO Industry
Median
Percentile
(All Stocks)
P/B 2.07 3.24 52%
P/E 159.1 34.8 96%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 9.9 2.1 93%
Ratios NCNO Industry
Median
Percentile
(All Stocks)
Gross Margin 61.6% 70.5% 74%
Net Margin 2.2% 0.6% 39%
ROA 0.8% (1.6%) 44%
ROE 1.3% 1.6% 37%
Liabilities to Assets 38.8% 46.1% 29%
F-Score 8 5 94%

nCino, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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