Is NerdWallet, Inc. (NRDS) Overvalued?
We dive into why NerdWallet, Inc. (NRDS) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Michael Rose
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COMPANY SUMMARY
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Commentary & Analysis
Why NerdWallet, Inc.’s (NRDS) Stock Is Up 10.24%
As of Friday, August 07, NerdWallet, Inc.’s NRDS share price has surged by 10.24%, which has investors questioning if this is right time to sell.Michael Rose
Why NerdWallet, Inc.’s (NRDS) Stock Is Up 10.69%
As of Friday, August 07, NerdWallet, Inc.’s NRDS share price has surged by 10.69%, which has investors questioning if this is right time to sell.Tudor Pop
Why NerdWallet, Inc.’s (NRDS) Stock Is Down 7.13%
As of Thursday, July 30, NerdWallet, Inc.’s NRDS share price has dipped by 7.13%, which has investors questioning if this is right time to buy.Rosalio Madrigal
4 Undervalued Consumer Finance Stocks for Tuesday, July 14
Discover the top 4 undervalued Consumer Finance stocks for Tuesday, July 14 based on AAII’s Stock Grades.Michael Rose
Financial Summary
| Share Statistics | NRDS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $631.6 | $1,204.7 | 39% |
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| Shares Out (Mil) | 65.8 | 36.6 | 54% |
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| Institutional Ownership | 43.0% | 79.1% | 18% |
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| Float (Mil) | 27.4 | 32.9 | 34% |
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| Beta | 1.23 | 1.02 | 73% |
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| Avg Daily Volume (000s) | 805 | 425 | 66% |
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| Price Change (52-week) |
(1.2%) | 81.2% | 43% |
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| Growth | NRDS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 27.8% | 8.6% | 88% |
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| Net Income (5yr) | 55.8% | 14.1% | 95% |
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| EPS (5yr) | 48.0% | 15.9% | 92 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 3.6% | (2.8%) | 67% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.342 | $1.304 | $2.256 | |
| Month Ago EPS | $0.336 | $1.302 | $2.057 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.336 | $1.302 | $2.057 | |
| Year/Year Chg | 418.2% | 103.8% | 280.2% | |
| Financials | NRDS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $860 | $1,268 | 48% |
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| Net Income (TTM) (Mil) | $65 | $154 | 57% |
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| EPS (TTM) | $0.924 | $1.700 | 60% |
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| Operating Cash Flow (TTM) (Mil) | $164 | $247 | 57% |
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| Net Cash Flow (TTM) (Mil) | ($43) | $2 | 20% |
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| Long-Term Debt (Q1) (Mil) | $5 | $963 | 24% |
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| Enterprise Value (Q1) (Mil) | $584 | $1,294 | 36% |
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| Valuation | NRDS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.94 | 1.35 | 49% |
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| P/E | 10.8 | 10.1 | 20% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.2 | 0.6 | 10% |
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| Ratios | NRDS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 93.5% | 75.8% | 95% |
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| Net Margin | 7.6% | 14.2% | 56% |
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| ROA | 14.5% | 2.8% | 93% |
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| ROE | 18.2% | 14.4% | 77% |
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| Liabilities to Assets | 22.1% | 78.5% | 15% |
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| F-Score | 8 | 5 | 93% |
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NerdWallet, Inc. did not pass any screens on 8/21/2026.
