ETF Evaluator:
Schwab International Equity ETF™ (SCHF)
Follow This ETF
(as of Jul 31)
Best Performing in Foreign Large Blend Over the Last Year
| 61.4% | Pacer Nasdaq International Ptnt Ldrs ETF (PATN) |
| 37.4% | Harbor International Equity ETF (EPIN) |
| 35.9% | iShares Currency Hdgd MSCI ACWI exUS ETF (HAWX) |
| 34.5% | Xtrackers MSCI All World exUS Hdg Eq ETF (DBAW) |
| 33.6% | NYLI FTSE International Eq Ccy Netrl ETF (HFXI) |
Risk
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Risk
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ETF Details
Schwab International Equity ETF™ Overview
Schwab International Equity ETF™ (SCHF) is a passively managed International Equity Foreign Large Blend exchange-traded fund (ETF). Schwab ETFs launched the ETF in 2009.
The investment seeks to track as closely as possible, before fees and expenses, the total return of the FTSE Developed ex U.S. Index.
The index is comprised of large and mid capitalization companies in developed countries outside the United States, as defined by the index provider. The index defines the large and mid capitalization universe as approximately the top 90% of the eligible universe. The fund will invest at least 90% of its net assets in stocks, including depositary receipts representing securities of the index; such depositary receipts may be in the form of American Depositary Receipts, Global Depositary Receipts and European Depositary Receipts.
About Schwab International Equity ETF™ (SCHF)
There are 4 members of the management team with an average tenure of 5.60 years: Christopher Bliss (2017), David Rios (2017), Joselle Duncan (2023) and Mariela Jobson (2024). Management tenure is more important for actively managed ETFs than passive index ETFs.
The ETF has 2 primary benchmarks: MSCI EAFE NR USD index with a weighting of 100% and FTSE Dv Ex US NR USD index with a weighting of 100%. Schwab International Equity ETF™ has 1495 securities in its portfolio. The top 10 holdings constitute 15.6% of the ETF’s assets. The ETF meets the SEC requirement of being classified as a diversified fund. The ETF is not considered to have an ESG focus with its investment selection and management.
Schwab International Equity ETF™ is part of the Equity global asset class and is within the International Equity ETF group. Schwab International Equity ETF™ has 98.6% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 0.7% There is 98.6% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.3% (0.3% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Schwab International Equity ETF™ has 0.2% of the portfolio in cash.
Assets Under Management
The fund has $66 billion in total assets, which is above the $9 billion average for the Foreign Large Blend category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
SCHF Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Schwab International Equity ETF™ expense ratio is low compared to funds in the Foreign Large Blend category. Schwab International Equity ETF™ has an expense ratio of 0.03%, which is 92% lower than its category average, making the fund expense ratio grade a A. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Schwab International Equity ETF™ has a portfolio turnover rate of 4%, which indicates that it holds its assets around / 0.3 years. By way of comparison, the average portfolio turnover is 39% for the Foreign Large Blend category.
Recently, in the month of June 2026, Schwab International Equity ETF™ returned -0.5%, which earned it a grade of D, as the Foreign Large Blend category had an average return of -0.1%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all ETFs in that category.
Schwab International Equity ETF™ has a trailing yield of 3.06%, which is above the 2.63% category average.
The fund normally distributes its income semi-annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
Schwab International Equity ETF™ Grades
Year to date, the ETF has returned 15.1%, 4.1 percentage points better than the category, which translates into a grade of A. The fund has returned 29.4% over the past year (grade of A), 19.4% over the past three years (grade of B) and 10.3% per year over the past five years (grade of A) and 10.6% per year over the past 10 years (grade of B).
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SCHF Trailing NAV Total Returns Data as of 6/30/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| SCHF Return (NAV) | -0.5% | 14.8% | 29.4% | 19.4% | 10.3% | 10.6% |
| SCHF Return (Price) | 0.4% | 12.6% | 29.7% | 19.4% | 10.4% | 10.6% |
| NAV +/- Price Return | -0.866% | 2.173% | -0.336% | -0.047% | -0.049% | 0.030% |
| Foreign Large Blend Avg | -0.1% | 10.5% | 22.3% | 17.2% | 9.0% | 9.7% |
| SCHF Grade (NAV) | D | A | A | B | A | B |
| +/- Category (NAV) | -0.5% | 4.3% | 7.1% | 2.2% | 1.3% | 0.9% |
| SCHF Tax-Cost Ratio | na | na | 1.4% | 1.1% | 1.1% | 0.9% |
SCHF Annual NAV Total ReturnsData as of 6/30/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| SCHF Return (NAV) | 15.1% | 34.5% | 3.5% | 18.3% | -14.9% | 11.4% | 9.9% | 22.1% | -14.4% | 25.8% | 2.9% |
| SCHF Return (Price) | 15.9% | 34.5% | 3.3% | 18.3% | -14.8% | 11.4% | 9.5% | 22.2% | -14.3% | 26.0% | 3.0% |
| NAV +/- Price Ret | 0.058% | 0.002% | -0.049% | 0.004% | -0.007% | -0.001% | -0.037% | 0.4% | -0.5% | 0.6% | 5.3% |
| Foreign Large Blend Avg | 10.9% | 31.3% | 5.3% | 16.9% | -14.7% | 10.3% | 8.8% | 22.0% | -13.2% | 24.6% | 1.9% |
| SCHF Grade (NAV) | A | B | D | B | C | C | B | C | D | B | C |
| +/- Category | 4.1% | 3.2% | -1.8% | 1.4% | -0.2% | 1.1% | 1.0% | 0.1% | -1.2% | 1.2% | 1.0% |
| Risk Measures | |
| Beta: | 1.03 |
| R-Squared: | 97% |
| Standard Deviation: | 14.6% |
| Category Risk Index: | 1.11 |
| Category Risk Rating: | High |
| Total Risk Index: | 1.20 |
| Total Risk Rating: | Average |
| Portfolio Characteristics | |
| Yield: | 3.1% |
| Total Assets: | $ 66,218 Mil |
| Share Class Assets: | $ 66,218 Mil |
| Turnover: | 4.0% |
| Expense Ratio: | 0.03% |
| Index Fund: | Yes |
| Index Tracked: | MSCI EAFE NR USD |
| Index Weighting: | 100% |
| Leveraged: | No |
| Socially Responsible Fund: | No |
| Capital Gains Distribution Frequency: | |
| Income Distribution Frequency: | Semi-Annually |
Management Team
| Number of Managers: 4 | |||
| Longest Tenure: 9.2 years | |||
| Average Tenure: 5.6 years | |||
| Managers (Year): Bliss Christopher (2017), Rios David (2017), Duncan Joselle (2023), Jobson Mariela (2024) | |||
Portfolio Composition (as of 6/30/26)
| # of Holdings: | 1495 |
| % in Top 10 Holdings: | 15.6% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 98.6% |
Portfolio Allocation |
|
| Domestic Stock: | 0.7% |
| Foreign Stock: | 98.6% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 0.3% |
| Foreign Bond: | 0.0% |
| Convertible Bond: | 0.0% |
| Other: | 0.1% |
| Cash: | 0.2% |
Purchase Information
| Legal Structure: | Open Ended Investment Company |
| Fund Family: | Schwab ETFs |
| Phone Number: | 877-824-5615 |
| Website: | www.csimfunds.com. |
| Inception Date: | November 3, 2009 |
Expenses and Fees
| Expense Ratio (%): | 0.03% (Rating: Low) |
| Category Average Expense Ratio (%): | 0.39% |
