Is Triumph Financial, Inc. (TFIN) Overvalued?
We dive into why Triumph Financial, Inc. (TFIN) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.
Commentary & Analysis
What You Need to Know About Triumph Financial, Inc.'s Q3 Earnings
Triumph Financial, Inc.'s fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (TFIN) missed or beat analyst's expectations.Michael Rose
Why Triumph Financial, Inc.’s (TFIN) Stock Is Up 7.98%
As of Thursday, April 23, Triumph Financial, Inc.’s TFIN share price has surged by 7.98%, which has investors questioning if this is right time to sell.Michael Rose
Why Triumph Financial, Inc.’s (TFIN) Stock Is Down 7.34%
As of Wednesday, April 22, Triumph Financial, Inc.’s TFIN share price has dipped by 7.34%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
What You Need to Know About Triumph Financial, Inc.'s Q2 Earnings
Triumph Financial, Inc.'s fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (TFIN) missed or beat analyst's expectations.Michael Rose
Financial Summary
| Share Statistics | TFIN | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,790.9 | $745.4 | 52% |
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| Shares Out (Mil) | 24.1 | 15.3 | 33% |
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| Institutional Ownership | 94.9% | 83.2% | 66% |
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| Float (Mil) | 21.3 | 21.8 | 30% |
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| Beta | 1.39 | 0.42 | 80% |
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| Avg Daily Volume (000s) | 143 | 45 | 39% |
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| Price Change (52-week) |
38.5% | 94.6% | 73% |
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| Growth | TFIN | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.3% | 7.7% | 47% |
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| Net Income (5yr) | (16.9%) | 11.1% | 23% |
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| EPS (5yr) | (18.1%) | 10.1% | 15 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (22.2%) | (17.1%) | 29% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 5 | 5 | 5 | |
| Current EPS | $0.602 | $2.046 | $3.162 | |
| Month Ago EPS | $0.590 | $1.850 | $3.134 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 1 | 2 | |
| Three Months Ago EPS | $0.515 | $1.848 | $2.956 | |
| Year/Year Chg | 36.8% | 120.0% | na | |
| Financials | TFIN | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $455 | $196 | 40% |
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| Net Income (TTM) (Mil) | $39 | $55 | 53% |
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| EPS (TTM) | $1.490 | $2.600 | 66% |
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| Operating Cash Flow (TTM) (Mil) | $112 | $35 | 53% |
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| Net Cash Flow (TTM) (Mil) | $615 | $2 | 92% |
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| Long-Term Debt (Q1) (Mil) | $151 | $100 | 47% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | TFIN | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.95 | 1.25 | 49% |
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| P/E | 50.8 | 12.4 | 84% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | TFIN | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 8.5% | 29.1% | 59% |
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| ROA | 0.6% | 1.1% | 42% |
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| ROE | 4.3% | 11.3% | 43% |
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| Liabilities to Assets | 87.0% | 89.7% | 81% |
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| F-Score | 5 | 4 | 50% |
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Triumph Financial, Inc. did not pass any screens on 8/21/2026.
