Why Upstart Holdings, Inc.’s (UPST) Stock Is Down 5.04%
As of Friday, July 17, Upstart Holdings, Inc.’s UPST share price has dipped by 5.04%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
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COMPANY SUMMARY
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Commentary & Analysis
Why Upstart Holdings, Inc.’s (UPST) Stock Is Down 5.93%
As of Wednesday, July 08, Upstart Holdings, Inc.’s UPST share price has dipped by 5.93%, which has investors questioning if this is right time to buy.Jenna Brashear
Which Is a Better Investment, Encore Capital Group, Inc. or Upstart Holdings, Inc. Stock?
Learn more about whether Encore Capital Group, Inc. or Upstart Holdings, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Why Upstart Holdings, Inc.’s (UPST) Stock Is Up 5.74%
As of Wednesday, June 24, Upstart Holdings, Inc.’s UPST share price has surged by 5.74%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Which Is a Better Investment, LendingClub Corporation or Upstart Holdings, Inc. Stock?
Learn more about whether LendingClub Corporation or Upstart Holdings, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Financial Summary
| Share Statistics | UPST | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,625.8 | $1,153.3 | 57% |
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| Shares Out (Mil) | 96.9 | 36.1 | 62% |
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| Institutional Ownership | 82.2% | 79.0% | 51% |
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| Float (Mil) | 82.2 | 32.7 | 58% |
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| Beta | 2.27 | 1.06 | 95% |
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| Avg Daily Volume (000s) | 3,447 | 364 | 89% |
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| Price Change (52-week) |
(67.1%) | 77.7% | 10% |
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| Growth | UPST | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 34.8% | 7.7% | 92% |
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| Net Income (5yr) | 55.0% | 12.6% | 95% |
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| EPS (5yr) | na | 17.1% | na |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (42.4%) | (2.8%) | 10% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 10 | 10 | |
| Current EPS | $0.546 | $2.334 | $3.368 | |
| Month Ago EPS | $0.585 | $2.370 | $3.432 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $0.630 | $2.276 | $3.176 | |
| Year/Year Chg | (880.0%) | 415.2% | 984.8% | |
| Financials | UPST | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,174 | $1,086 | 53% |
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| Net Income (TTM) (Mil) | $49 | $147 | 55% |
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| EPS (TTM) | $0.511 | $1.600 | 54% |
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| Operating Cash Flow (TTM) (Mil) | ($268) | $231 | 3% |
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| Net Cash Flow (TTM) (Mil) | $92 | $6 | 76% |
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| Long-Term Debt (Q1) (Mil) | $1,905 | $808 | 74% |
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| Enterprise Value (Q1) (Mil) | $4,833 | $1,297 | 62% |
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| Valuation | UPST | Industry Median |
Percentile (All Stocks) |
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| P/B | 3.58 | 1.44 | 70% |
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| P/E | 66.3 | 9.2 | 88% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | UPST | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 82.7% | 75.1% | 90% |
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| Net Margin | 4.2% | 14.6% | 46% |
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| ROA | 1.9% | 2.9% | 55% |
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| ROE | 7.0% | 14.6% | 49% |
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| Liabilities to Assets | 75.2% | 79.0% | 71% |
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| F-Score | 4 | 5 | 34% |
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Upstart Holdings, Inc. did not pass any screens on 7/31/2026.
