What You Need to Know About Visa Inc.'s Q4 Earnings
Visa Inc.'s fiscal Q4 earnings report was released on Tuesday, July 28. Let's dive in to see if (V) missed or beat analyst's expectations.Rosalio Madrigal
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COMPANY SUMMARY
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Commentary & Analysis
Is Visa Inc. (V) Overvalued?
We dive into why Visa Inc. (V) could be considered overvalued on 2026-07-14, based on AAII’s Value Score and Grade.Tudor Pop
Is Visa Inc. (V) Overvalued?
We dive into why Visa Inc. (V) could be considered overvalued on 2026-07-13, based on AAII’s Value Score and Grade.Tudor Pop
Is Visa Inc. (V) Overvalued?
We dive into why Visa Inc. (V) could be considered overvalued on 2026-07-10, based on AAII’s Value Score and Grade.Rosalio Madrigal
Is Visa Inc. (V) Overvalued?
We dive into why Visa Inc. (V) could be considered overvalued on 2026-07-09, based on AAII’s Value Score and Grade.Tudor Pop
Financial Summary
| Share Statistics | V | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $672,327.4 | $2,421.5 | 100% |
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| Shares Out (Mil) | 1,916.0 | 72.8 | 97% |
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| Institutional Ownership | 99.9% | 87.1% | 96% |
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| Float (Mil) | 1,701.0 | 62.7 | 95% |
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| Beta | 0.75 | 0.93 | 44% |
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| Avg Daily Volume (000s) | 7,158 | 454 | 95% |
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| Price Change (52-week) |
4.3% | 78.4% | 49% |
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| Growth | V | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 12.9% | 11.2% | 68% |
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| Net Income (5yr) | 13.0% | 8.4% | 60% |
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| EPS (5yr) | 15.9% | 11.6% | 59 |
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| Dividends (5yr) | 14.9% | 0.0% | 93% |
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| Cash Flow (5yr) | (7.2%) | (15.0%) | 60% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 28 | 38 | 41 | |
| Current EPS | $3.435 | $13.204 | $14.945 | |
| Month Ago EPS | $3.444 | $13.146 | $14.872 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 3 | 1 | 0 | |
| Three Months Ago EPS | $3.440 | $13.070 | $14.792 | |
| Year/Year Chg | 9.3% | 29.4% | 65.9% | |
| Financials | V | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $43,027 | $1,237 | 96% |
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| Net Income (TTM) (Mil) | $22,236 | $74 | 100% |
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| EPS (TTM) | $11.495 | $0.700 | 96% |
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| Operating Cash Flow (TTM) (Mil) | $22,756 | $166 | 99% |
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| Net Cash Flow (TTM) (Mil) | ($430) | $24 | 6% |
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| Long-Term Debt (Q1) (Mil) | $22,417 | $745 | 96% |
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| Enterprise Value (Q1) (Mil) | $586,541 | $3,519 | 100% |
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| Valuation | V | Industry Median |
Percentile (All Stocks) |
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| P/B | 18.99 | 1.44 | 95% |
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| P/E | 31.9 | 15.4 | 71% |
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| Dividend Yield | 0.7% | 0.0% | 64% |
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| PEG (5yr hist) | 2.0 | 1.1 | 68% |
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| Ratios | V | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 97.7% | 60.8% | 96% |
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| Net Margin | 50.8% | 7.2% | 97% |
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| ROA | 23.7% | 1.2% | 97% |
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| ROE | 61.5% | 11.8% | 94% |
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| Liabilities to Assets | 62.5% | 75.6% | 57% |
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| F-Score | 7 | 5 | 84% |
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Passing Stock Screens
As of 7/30/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Return on Equity Screen
Factors: Quality, Growth
A screen that identifies stocks with above average earnings and sales growth that have consistently outperformed their peers measured by ROE.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
