Is The Western Union Company (WU) Overvalued?
We dive into why The Western Union Company (WU) could be considered overvalued on 2026-08-05, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
Commentary & Analysis
Why The Western Union Company’s (WU) Stock Is Down 9.30%
As of Friday, July 31, The Western Union Company’s WU share price has dipped by 9.30%, which has investors questioning if this is right time to buy.Michael Rose
Why The Western Union Company’s (WU) Stock Is Down 14.50%
As of Friday, July 31, The Western Union Company’s WU share price has dipped by 14.50%, which has investors questioning if this is right time to buy.Tudor Pop
What You Need to Know About The Western Union Company's Q3 Earnings
The Western Union Company's fiscal Q3 earnings report was released on Thursday, July 30. Let's dive in to see if (WU) missed or beat analyst's expectations.Michael Rose
5 Undervalued Financial Services Stocks for Wednesday, June 24
Discover the top 5 undervalued Financial Services stocks for Wednesday, June 24 based on AAII’s Stock Grades.Jenna Brashear
Financial Summary
| Share Statistics | WU | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,273.6 | $2,326.5 | 55% |
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| Shares Out (Mil) | 313.6 | 72.9 | 83% |
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| Institutional Ownership | 99.4% | 86.4% | 88% |
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| Float (Mil) | 309.8 | 62.0 | 80% |
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| Beta | 0.52 | 0.87 | 30% |
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| Avg Daily Volume (000s) | 8,172 | 537 | 95% |
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| Price Change (52-week) |
(13.4%) | 78.6% | 34% |
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| Growth | WU | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (3.5%) | 10.5% | 10% |
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| Net Income (5yr) | (7.7%) | 8.2% | 31% |
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| EPS (5yr) | (3.2%) | 11.8% | 27 |
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| Dividends (5yr) | 0.9% | 0.0% | 78% |
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| Cash Flow (5yr) | (31.1%) | (15.0%) | 18% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 16 | 18 | 18 | |
| Current EPS | $0.354 | $1.294 | $1.517 | |
| Month Ago EPS | $0.521 | $1.732 | $1.899 | |
| # Rev Up | 2 | 1 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.536 | $1.752 | $1.919 | |
| Year/Year Chg | 47.5% | (14.9%) | 9.5% | |
| Financials | WU | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $4,037 | $1,233 | 71% |
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| Net Income (TTM) (Mil) | $395 | $86 | 76% |
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| EPS (TTM) | $1.248 | $0.700 | 64% |
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| Operating Cash Flow (TTM) (Mil) | $610 | $166 | 74% |
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| Net Cash Flow (TTM) (Mil) | ($42) | $5 | 21% |
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| Long-Term Debt (Q1) (Mil) | $2,452 | $730 | 77% |
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| Enterprise Value (Q1) (Mil) | $3,761 | $3,817 | 58% |
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| Valuation | WU | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.49 | 1.38 | 58% |
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| P/E | 5.9 | 18.2 | 6% |
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| Dividend Yield | 12.9% | 0.0% | 99% |
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| PEG (5yr hist) | na | 0.9 | na |
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| Ratios | WU | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 35.1% | 61.5% | 42% |
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| Net Margin | 9.8% | 7.3% | 62% |
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| ROA | 5.0% | 1.0% | 72% |
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| ROE | 44.0% | 10.7% | 92% |
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| Liabilities to Assets | 88.5% | 74.8% | 83% |
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| F-Score | 5 | 5 | 50% |
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The Western Union Company did not pass any screens on 8/20/2026.
