Is American Coastal Insurance Corporation (ACIC) Overvalued?
We dive into why American Coastal Insurance Corporation (ACIC) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Michael Rose
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Michael Rose
Cynthia McLaughlin
Tudor Pop
Jenna Brashear
Omar Beirat
| Share Statistics | ACIC | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $456.4 | $5,401.9 | 36% |
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| Shares Out (Mil) | 49.3 | 77.9 | 47% |
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| Institutional Ownership | 41.9% | 80.0% | 18% |
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| Float (Mil) | 22.8 | 68.1 | 31% |
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| Beta | -0.46 | 0.48 | 2% |
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| Avg Daily Volume (000s) | 239 | 259 | 47% |
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| Price Change (52-week) |
(20.5%) | 86.7% | 36% |
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| Growth | ACIC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (16.9%) | 5.5% | 3% |
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| Net Income (5yr) | 25.4% | 14.2% | 80% |
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| EPS (5yr) | 24.2% | 15.5% | 74 |
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| Dividends (5yr) | (14.9%) | 3.8% | 0% |
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| Cash Flow (5yr) | 33.8% | (13.3%) | 88% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.100 | $0.960 | $1.280 | |
| Month Ago EPS | $0.025 | $0.930 | $1.090 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | ($0.125) | $0.960 | $1.015 | |
| Year/Year Chg | (77.3%) | (55.3%) | na | |
| Financials | ACIC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $331 | $4,725 | 36% |
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| Net Income (TTM) (Mil) | $100 | $528 | 61% |
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| EPS (TTM) | $2.066 | $2.500 | 72% |
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| Operating Cash Flow (TTM) (Mil) | ($31) | $562 | 12% |
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| Net Cash Flow (TTM) (Mil) | ($90) | $5 | 15% |
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| Long-Term Debt (Q1) (Mil) | $152 | $880 | 47% |
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| Enterprise Value (Q1) (Mil) | $377 | $7,271 | 31% |
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| Valuation | ACIC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.34 | 1.52 | 37% |
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| P/E | 4.8 | 11.3 | 4% |
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| Dividend Yield | 7.7% | 1.1% | 97% |
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| PEG (5yr hist) | 0.2 | 0.5 | 9% |
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| Ratios | ACIC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 56.6% | 35.3% | 69% |
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| Net Margin | 30.3% | 10.4% | 89% |
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| ROA | 7.7% | 2.5% | 81% |
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| ROE | 31.7% | 14.6% | 88% |
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| Liabilities to Assets | 72.6% | 77.0% | 68% |
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| F-Score | 7 | 6 | 82% |
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American Coastal Insurance Corporation did not pass any screens on 10/9/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors