Stock Evaluator: Aflac Incorporated (AFL)

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Aflac Incorporated AFL

$114.74 -0.42 -0.36%

September 9, 2026 4:00:03 PM EST Volume: 1,757,300

After Hours: $120.37 0.15 | 0.12% November 10, 2021 7:59 PM EST Volume: 72,713

USD NYSE | DELAYED PRICE

SECTOR	INDUSTRY
Financials	Insurance

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:

COMPANY SUMMARY

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Commentary & Analysis

Comparison

Which Is a Better Investment, Aflac Incorporated or Oscar Health, Inc. Stock?

Learn more about whether Aflac Incorporated or Oscar Health, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Jenna Brashear

Earnings

What You Need to Know About Aflac Incorporated's Q3 Earnings

Aflac Incorporated's fiscal Q3 earnings report was released on Thursday, August 06. Let's dive in to see if (AFL) missed or beat analyst's expectations.

Michael Rose

Overvalued

Is Aflac Incorporated (AFL) Overvalued?

We dive into why Aflac Incorporated (AFL) could be considered overvalued on 2026-07-15, based on AAII’s Value Score and Grade.

Tudor Pop

Comparison

Which Is a Better Investment, Aflac Incorporated or Cincinnati Financial Corporation Stock?

Learn more about whether Aflac Incorporated or Cincinnati Financial Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Jenna Brashear

Price

Why Aflac Incorporated’s (AFL) Stock Is Down 5.47%

As of Thursday, April 30, Aflac Incorporated’s AFL share price has dipped by 5.47%, which has investors questioning if this is right time to buy.

Rosalio Madrigal

Financial Summary

Share Statistics	AFL	Industry Median	Percentile (All Stocks)
Market Cap (Mil)	$57,524.1	$6,669.5	94%
Shares Out (Mil)	505.6	77.0	89%
Institutional Ownership	98.9%	80.0%	83%
Float (Mil)	497.0	67.4	85%
Beta	0.60	0.51	35%
Avg Daily Volume (000s)	2,329	178	85%
Price Change (52-week)	7.9%	88.7%	55%

Growth	AFL	Industry Median	Percentile (All Stocks)
Sales (5yr)	(5.0%)	5.4%	9%
Net Income (5yr)	(5.3%)	14.2%	34%
EPS (5yr)	0.4%	15.5%	32
Dividends (5yr)	15.7%	3.8%	92%
Cash Flow (5yr)	(38.5%)	(11.8%)	12%

Estimates	Qtrly	Current Fiscal Year	Next Fiscal Year
# of Estimates	13	16	15
Current EPS	$1.788	$7.015	$7.541
Month Ago EPS	$1.822	$7.047	$7.554
# Rev Up	0	0	1
# Rev Down	1	1	0
Three Months Ago EPS	$1.791	$7.042	$7.604
Year/Year Chg	9.7%	2.9%	16.0%

Financials	AFL	Industry Median	Percentile (All Stocks)
Sales (TTM) (Mil)	$18,069	$5,471	90%
Net Income (TTM) (Mil)	$4,862	$569	97%
EPS (TTM)	$9.407	$2.500	94%
Operating Cash Flow (TTM) (Mil)	$2,647	$599	90%
Net Cash Flow (TTM) (Mil)	($845)	$5	4%
Long-Term Debt (Q1) (Mil)	$8,061	$901	90%
Enterprise Value (Q1) (Mil)	$70,754	$7,748	94%

Valuation	AFL	Industry Median	Percentile (All Stocks)
P/B	1.90	1.65	48%
P/E	12.2	11.9	26%
Dividend Yield	2.1%	1.1%	77%
PEG (5yr hist)	30.6	0.5	98%

Ratios	AFL	Industry Median	Percentile (All Stocks)
Gross Margin	50.9%	35.1%	63%
Net Margin	26.9%	10.2%	85%
ROA	4.0%	2.5%	67%
ROE	16.9%	14.7%	74%
Liabilities to Assets	73.9%	77.0%	69%
F-Score	7	6	82%

Passing Stock Screens

As of 9/9/2026, from a list of 60 stock screening strategies, AFL meetings the criteria of 1 screen:

Stock Screen

GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector

Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.

Performance Since Inception:	6.8%
+/- S&P 500:	-0.7

Passing Stocks

1st Source Corporation	SRCE
Affiliated Managers Group, Inc.	AMG
Aflac Incorporated	AFL
Amalgamated Financial Corp.	AMAL
American Financial Group, Inc.	AFG

See All 192 Stocks (as of 9/9/2026)

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Aflac Incorporated (AFL )