Stock Evaluator: Affirm Holdings, Inc. (AFRM)

Affirm Holdings, Inc. AFRM

$71.44 3.45 5.07%
September 11, 2026 4:00:00 PM EST November 10, 2021 Volume: 4,525,415
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Commentary & Analysis


Financial Summary

Share Statistics AFRM Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $24,105.4 $2,375.9 88%
Shares Out (Mil) 349.7 70.3 84%
Institutional Ownership 90.0% 85.3% 58%
Float (Mil) 283.8 63.1 79%
Beta 3.62 0.88 99%
Avg Daily Volume (000s) 7,970 498 96%
Price Change
(52-week)
(15.8%) 79.2% 35%
Growth AFRM Industry
Median
Percentile
(All Stocks)
Sales (5yr) 37.4% 10.7% 93%
Net Income (5yr) 44.8% 8.9% 93%
EPS (5yr) 31.2% 12.0% 82
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (25.2%) (15.0%) 25%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 7 8 8
Current EPS $0.859 $3.957 $4.944
Month Ago EPS $0.847 $3.718 $4.728
# Rev Up 0 0 0
# Rev Down 0 0 0
Three Months Ago EPS $0.873 $3.777 $4.731
Year/Year Chg (81.4%) (28.5%) 2.9%
Financials AFRM Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $4,261 $1,254 72%
Net Income (TTM) (Mil) $1,930 $92 92%
EPS (TTM) $5.758 $0.700 88%
Operating Cash Flow (TTM) (Mil) $1,231 $183 83%
Net Cash Flow (TTM) (Mil) $677 $4 93%
Long-Term Debt (Q1) (Mil) $10,017 $738 91%
Enterprise Value (Q1) (Mil) $34,559 $3,679 89%
Valuation AFRM Industry
Median
Percentile
(All Stocks)
P/B 4.39 1.39 76%
P/E 12.9 18.1 30%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.4 0.9 20%
Ratios AFRM Industry
Median
Percentile
(All Stocks)
Gross Margin 48.9% 61.3% 61%
Net Margin 45.3% 7.5% 96%
ROA 14.3% 1.0% 92%
ROE 45.1% 10.9% 92%
Liabilities to Assets 65.3% 73.7% 60%
F-Score 5 5 na

Affirm Holdings, Inc. did not pass any screens on 9/11/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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