Why AmeriServ Financial, Inc.’s (ASRV) Stock Is Down 8.69%
As of Tuesday, August 11, AmeriServ Financial, Inc.’s ASRV share price has dipped by 8.69%, which has investors questioning if this is right time to buy.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
Commentary & Analysis
Why AmeriServ Financial, Inc.’s (ASRV) Stock Is Up 8.83%
As of Tuesday, February 17, AmeriServ Financial, Inc.’s ASRV share price has surged by 8.83%, which has investors questioning if this is right time to sell.Jenna Brashear
Why AmeriServ Financial, Inc.’s (ASRV) Stock Is Down 7.07%
As of Monday, February 09, AmeriServ Financial, Inc.’s ASRV share price has dipped by 7.07%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why AmeriServ Financial, Inc.’s (ASRV) Stock Is Up 5.76%
As of Friday, February 06, AmeriServ Financial, Inc.’s ASRV share price has surged by 5.76%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why AmeriServ Financial, Inc.’s (ASRV) Stock Is Up 5.23%
As of Wednesday, December 03, AmeriServ Financial, Inc.’s ASRV share price has surged by 5.23%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | ASRV | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $84.2 | $730.8 | 20% |
|
| Shares Out (Mil) | 17.0 | 15.2 | 28% |
|
| Institutional Ownership | 71.7% | 83.5% | 43% |
|
| Float (Mil) | 12.8 | 21.7 | 22% |
|
| Beta | 0.42 | 0.45 | 24% |
|
| Avg Daily Volume (000s) | 12 | 45 | 18% |
|
| Price Change (52-week) |
66.4% | 93.1% | 86% |
|
| Growth | ASRV | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 1.8% | 7.7% | 23% |
|
| Net Income (5yr) | 4.0% | 11.1% | 45% |
|
| EPS (5yr) | 4.7% | 10.1% | 38 |
|
| Dividends (5yr) | 3.7% | 3.7% | 57% |
|
| Cash Flow (5yr) | 29.6% | (17.2%) | 86% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | ASRV | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $60 | $195 | 22% |
|
| Net Income (TTM) (Mil) | $9 | $55 | 45% |
|
| EPS (TTM) | $0.509 | $2.500 | 54% |
|
| Operating Cash Flow (TTM) (Mil) | $2 | $33 | 34% |
|
| Net Cash Flow (TTM) (Mil) | $3 | $2 | 50% |
|
| Long-Term Debt (Q1) (Mil) | $57 | $99 | 40% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | ASRV | Industry Median |
Percentile (All Stocks) |
|
| P/B | 0.68 | 1.23 | 12% |
|
| P/E | 9.7 | 12.3 | 16% |
|
| Dividend Yield | 2.4% | 2.2% | 80% |
|
| PEG (5yr hist) | 2.1 | 1.1 | 69% |
|
| Ratios | ASRV | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 14.1% | 29.2% | 71% |
|
| ROA | 0.6% | 1.1% | 42% |
|
| ROE | 7.3% | 11.3% | 49% |
|
| Liabilities to Assets | 91.6% | 89.7% | 88% |
|
| F-Score | 4 | 4 | 33% |
|
AmeriServ Financial, Inc. did not pass any screens on 9/1/2026.
