Is Grupo Aval Acciones y Valores S.A. (AVAL) Overvalued?
We dive into why Grupo Aval Acciones y Valores S.A. (AVAL) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking services, including services relating to capital markets, mergers and acquisitions, and delivering financial consulting services; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services, as well as provides deposit and lending operations in foreign currencies. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hotels; and providing treasury operations. The company was incorporated in 1994 and is headquartered in Bogotá, Colombia.
Commentary & Analysis
Why Grupo Aval Acciones y Valores S.A.’s (AVAL) Stock Is Down 6.43%
As of Monday, June 22, Grupo Aval Acciones y Valores S.A.’s AVAL share price has dipped by 6.43%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Why Grupo Aval Acciones y Valores S.A.’s (AVAL) Stock Is Up 11.17%
As of Monday, June 01, Grupo Aval Acciones y Valores S.A.’s AVAL share price has surged by 11.17%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Grupo Aval Acciones y Valores S.A.’s (AVAL) Stock Is Up 11.50%
As of Monday, June 01, Grupo Aval Acciones y Valores S.A.’s AVAL share price has surged by 11.50%, which has investors questioning if this is right time to sell.Tudor Pop
Why Grupo Aval Acciones y Valores S.A.’s (AVAL) Stock Is Up 6.86%
As of Tuesday, May 26, Grupo Aval Acciones y Valores S.A.’s AVAL share price has surged by 6.86%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Financial Summary
| Share Statistics | AVAL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $6,461.2 | $745.4 | 71% |
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| Shares Out (Mil) | 6.5 | 15.3 | 16% |
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| Institutional Ownership | 66.4% | 83.2% | 41% |
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| Float (Mil) | 4,202.9 | 21.8 | 98% |
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| Beta | 0.38 | 0.42 | 22% |
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| Avg Daily Volume (000s) | 190 | 45 | 43% |
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| Price Change (52-week) |
66.0% | 94.6% | 84% |
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| Growth | AVAL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.6% | 7.7% | 22% |
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| Net Income (5yr) | (7.8%) | 11.1% | 31% |
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| EPS (5yr) | (9.3%) | 10.1% | 22 |
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| Dividends (5yr) | (11.9%) | 3.6% | 52% |
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| Cash Flow (5yr) | (14.0%) | (17.1%) | 56% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 2 | |
| Current EPS | $0.161 | $0.579 | $0.597 | |
| Month Ago EPS | $0.125 | $0.420 | $0.556 | |
| # Rev Up | na | 0 | 0 | |
| # Rev Down | na | 1 | 1 | |
| Three Months Ago EPS | $0.125 | $0.420 | $0.556 | |
| Year/Year Chg | 3,925% | 2,947% | 3,584% | |
| Financials | AVAL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,828 | $196 | 70% |
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| Net Income (TTM) (Mil) | $464 | $55 | 77% |
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| EPS (TTM) | $0.020 | $2.600 | 40% |
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| Operating Cash Flow (TTM) (Mil) | ($4,332) | $35 | 1% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $11,839 | $100 | 92% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | AVAL | Industry Median |
Percentile (All Stocks) |
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| P/B | 27.30 | 1.25 | 97% |
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| P/E | 273.0 | 12.4 | 98% |
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| Dividend Yield | 3.6% | 2.2% | 88% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | AVAL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 12.2% | 29.1% | 68% |
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| ROA | 0.5% | 1.1% | 41% |
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| ROE | 10.4% | 11.3% | 58% |
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| Liabilities to Assets | 90.0% | 89.7% | 86% |
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| F-Score | 2 | 4 | na |
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Grupo Aval Acciones y Valores S.A. did not pass any screens on 8/21/2026.
