Stock Evaluator: Axos Financial, Inc. (AX)

Axos Financial, Inc. AX

$101.88 -1.93 -1.86%

August 6, 2026 4:00:02 PM EST Volume: 284,170

After Hours: $120.37 0.15 | 0.12% November 10, 2021 7:59 PM EST Volume: 72,713

USD NYSE | DELAYED PRICE

SECTOR	INDUSTRY
Financials	Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:

COMPANY SUMMARY

Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Commentary & Analysis

Comparison

Which Is a Better Investment, Axos Financial, Inc. or Mechanics Bancorp Stock?

Learn more about whether Axos Financial, Inc. or Mechanics Bancorp is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Jenna Brashear

Comparison

Which Is a Better Investment, Axos Financial, Inc. or Live Oak Bancshares, Inc. Stock?

Learn more about whether Axos Financial, Inc. or Live Oak Bancshares, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Michael Rose

Price

Why Axos Financial, Inc.’s (AX) Stock Is Up 6.62%

As of Friday, July 31, Axos Financial, Inc.’s AX share price has surged by 6.62%, which has investors questioning if this is right time to sell.

Rosalio Madrigal

Earnings

What You Need to Know About Axos Financial, Inc.'s Q1 Earnings

Axos Financial, Inc.'s fiscal Q1 earnings report was released on Thursday, July 30. Let's dive in to see if (AX) missed or beat analyst's expectations.

Michael Rose

Overvalued

Is Axos Financial, Inc. (AX) Overvalued?

We dive into why Axos Financial, Inc. (AX) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.

Tudor Pop

Financial Summary

Share Statistics	AX	Industry Median	Percentile (All Stocks)
Market Cap (Mil)	$5,889.6	$736.6	69%
Shares Out (Mil)	58.1	14.5	52%
Institutional Ownership	95.0%	83.0%	66%
Float (Mil)	54.1	21.7	49%
Beta	na	0.46	na
Avg Daily Volume (000s)	383	52	54%
Price Change (52-week)	21.4%	97.0%	60%

Growth	AX	Industry Median	Percentile (All Stocks)
Sales (5yr)	17.4%	7.7%	77%
Net Income (5yr)	18.7%	11.1%	71%
EPS (5yr)	20.0%	10.1%	68
Dividends (5yr)	0.0%	3.6%	0%
Cash Flow (5yr)	(15.0%)	(17.0%)	52%

Estimates	Qtrly	Current Fiscal Year	Next Fiscal Year
# of Estimates	7	6	4
Current EPS	$2.256	$9.658	$10.800
Month Ago EPS	$2.248	$9.674	$10.750
# Rev Up	1	1	na
# Rev Down	0	0	na
Three Months Ago EPS	$2.248	$9.670	$10.750
Year/Year Chg	4.9%	30.0%	na

Financials	AX	Industry Median	Percentile (All Stocks)
Sales (TTM) (Mil)	$1,324	$190	54%
Net Income (TTM) (Mil)	$476	$52	78%
EPS (TTM)	$8.421	$2.500	93%
Operating Cash Flow (TTM) (Mil)	$424	$35	69%
Net Cash Flow (TTM) (Mil)	($906)	$1	4%
Long-Term Debt (Q1) (Mil)	$2,818	$86	80%
Enterprise Value (Q1) (Mil)	na	$0	na

Valuation	AX	Industry Median	Percentile (All Stocks)
P/B	1.93	1.27	49%
P/E	12.7	13.0	26%
Dividend Yield	0.0%	2.1%	0%
PEG (5yr hist)	0.6	1.1	30%

Ratios	AX	Industry Median	Percentile (All Stocks)
Gross Margin	na	68.8%	na
Net Margin	36.0%	29.0%	93%
ROA	1.8%	1.1%	55%
ROE	16.8%	11.1%	74%
Liabilities to Assets	89.5%	89.8%	85%
F-Score	3	4	19%

Passing Stock Screens

As of 8/5/2026, from a list of 60 stock screening strategies, AX meetings the criteria of 2 screen:

Stock Screen

GURU STRATEGY

Buffettology: EPS Growth

Factors: Quality, Growth

Buffett approach seeking consumer monopolies selling at a reasonable price.

Performance Since Inception:	12.5%
+/- S&P 500:	+5.0

Passing Stocks

Afya Limited	AFYA
Alarm.com Holdings, Inc.	ALRM
Alphabet Inc.	GOOG
Alphabet Inc.	GOOGL
Axos Financial, Inc.	AX

See All 36 Stocks (as of 8/5/2026)