Is Banco de Chile (BCH) Overvalued?
We dive into why Banco de Chile (BCH) could be considered overvalued on 2026-07-20, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.
Commentary & Analysis
Why Banco de Chile’s (BCH) Stock Is Up 5.15%
As of Tuesday, June 09, Banco de Chile’s BCH share price has surged by 5.15%, which has investors questioning if this is right time to sell.Michael Rose
Why Banco de Chile’s (BCH) Stock Is Down 5.85%
As of Monday, March 30, Banco de Chile’s BCH share price has dipped by 5.85%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Banco de Chile’s (BCH) Stock Is Down 5.64%
As of Thursday, March 12, Banco de Chile’s BCH share price has dipped by 5.64%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Banco de Chile’s (BCH) Stock Is Down 6.92%
As of Tuesday, March 03, Banco de Chile’s BCH share price has dipped by 6.92%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | BCH | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $21,022.6 | $745.4 | 86% |
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| Shares Out (Mil) | 109.5 | 15.3 | 64% |
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| Institutional Ownership | 88.4% | 83.2% | 56% |
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| Float (Mil) | 42,675.5 | 21.8 | 100% |
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| Beta | 0.07 | 0.42 | 8% |
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| Avg Daily Volume (000s) | 267 | 45 | 48% |
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| Price Change (52-week) |
47.3% | 94.6% | 77% |
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| Growth | BCH | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.2% | 7.7% | 46% |
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| Net Income (5yr) | 15.2% | 11.1% | 64% |
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| EPS (5yr) | 16.7% | 10.1% | 61 |
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| Dividends (5yr) | 29.1% | 3.6% | 52% |
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| Cash Flow (5yr) | (17.3%) | (17.1%) | 41% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 4 | 5 | |
| Current EPS | $0.712 | $2.794 | $3.097 | |
| Month Ago EPS | $0.734 | $2.757 | $3.143 | |
| # Rev Up | 1 | 1 | 2 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.724 | $2.757 | $3.069 | |
| Year/Year Chg | 17,700% | 21,392% | 25,539% | |
| Financials | BCH | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $2,910 | $196 | 66% |
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| Net Income (TTM) (Mil) | $1,322 | $55 | 89% |
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| EPS (TTM) | $0.013 | $2.600 | 40% |
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| Operating Cash Flow (TTM) (Mil) | ($1,489) | $35 | 1% |
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| Net Cash Flow (TTM) (Mil) | ($1,856) | $2 | 2% |
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| Long-Term Debt (Q1) (Mil) | $11,360 | $100 | 92% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BCH | Industry Median |
Percentile (All Stocks) |
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| P/B | 703.33 | 1.25 | 100% |
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| P/E | na | 12.4 | na |
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| Dividend Yield | 5.2% | 2.2% | 94% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | BCH | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 45.4% | 29.1% | 96% |
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| ROA | 2.3% | 1.1% | 57% |
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| ROE | 21.7% | 11.3% | 81% |
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| Liabilities to Assets | 89.6% | 89.7% | 85% |
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| F-Score | 3 | 4 | 18% |
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Banco de Chile did not pass any screens on 8/21/2026.
