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COMPANY SUMMARY
Bancorp 34, Inc. operates as the holding company for Southwest Heritage Bank that offers various banking products and services to individuals and businesses in the United States. The company accepts various deposit products comprising noninterest bearing accounts, interest-bearing demand products, savings accounts, NOW and time deposits, money market accounts, and certificates of deposit. It also provides variable and fixed rate commercial loans to small-and medium-sized manufacturing, wholesale, retail and service businesses for working capital needs and business expansion; commercial real estate loans; multifamily loans; construction and land development loans comprising residential and commercial construction, and land acquisition, and development loans, as well as residential real estate loans; consumer loans, such as direct personal and automobile; and lines of credit and loans. In addition, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, credit and debit cards, ATM cards, and treasury management services. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.
Financial Summary
| Share Statistics | BCTF | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $116.9 | $716.9 | 23% |
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| Shares Out (Mil) | 7.8 | 15.7 | 18% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | 6.8 | 21.2 | 15% |
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| Beta | 0.15 | 0.48 | 10% |
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| Avg Daily Volume (000s) | 6 | 53 | 14% |
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| Price Change (52-week) |
18.2% | 96.7% | 60% |
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| Growth | BCTF | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 19.7% | 7.6% | 81% |
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| Net Income (5yr) | 34.4% | 11.1% | 88% |
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| EPS (5yr) | 12.5% | 10.1% | 51 |
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| Dividends (5yr) | (14.9%) | 3.6% | 0% |
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| Cash Flow (5yr) | (12.8%) | (17.0%) | 57% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | BCTF | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $36 | $190 | 17% |
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| Net Income (TTM) (Mil) | $8 | $51 | 45% |
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| EPS (TTM) | $1.067 | $2.500 | 62% |
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| Operating Cash Flow (TTM) (Mil) | $5 | $34 | 36% |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $30 | $100 | 35% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BCTF | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.21 | 1.27 | 30% |
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| P/E | 14.4 | 12.9 | 33% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 1.1 | 1.1 | 49% |
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| Ratios | BCTF | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 20.6% | 28.9% | 80% |
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| ROA | 0.8% | 1.0% | 44% |
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| ROE | 8.8% | 11.1% | 54% |
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| Liabilities to Assets | 89.2% | 89.8% | 84% |
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| F-Score | 4 | 4 | 34% |
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Bancorp 34, Inc. did not pass any screens on 7/31/2026.
