Is Bar Harbor Bankshares (BHB) Overvalued?
We dive into why Bar Harbor Bankshares (BHB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also provides commercial construction loans, such as raw land, land development, and construction of commercial and multifamily residential properties; commercial real estate owner occupied and non-owner occupied loans; tax exempt loans to various state and municipal government entities; commercial and industrial loans, including loans for the purpose of financing working capital and capital investment; residential real estate loans consists of one-to-four family homes; home equity loans; and consumer loans, including personal lines of credit and amortizing loans to qualified individuals for various purposes, such as auto loans, recreational equipment, overdraft protection, and other consumer loans, as well as allowance for credit losses. In addition, the company provides life insurance, annuity, and retirement products; financial planning services; and third-party investment and insurance services. Further, it offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401(K) plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. Bar Harbor Bankshares was founded in 1887 and is headquartered in Bar Harbor, Maine.
Commentary & Analysis
What You Need to Know About Bar Harbor Bankshares's Q3 Earnings
Bar Harbor Bankshares's fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (BHB) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About Bar Harbor Bankshares's Q2 Earnings
Bar Harbor Bankshares's fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (BHB) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About Bar Harbor Bankshares's Q1 Earnings
Bar Harbor Bankshares's fiscal Q1 earnings report was released on Thursday, January 22. Let's dive in to see if (BHB) missed or beat analyst's expectations.Tudor Pop
Why Bar Harbor Bankshares’s (BHB) Stock Is Up 5.20%
As of Wednesday, January 21, Bar Harbor Bankshares’s BHB share price has surged by 5.20%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | BHB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $685.9 | $742.9 | 40% |
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| Shares Out (Mil) | 16.8 | 16.0 | 27% |
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| Institutional Ownership | 95.1% | 84.0% | 67% |
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| Float (Mil) | 16.2 | 21.6 | 26% |
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| Beta | 0.60 | 0.45 | 35% |
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| Avg Daily Volume (000s) | 67 | 43 | 32% |
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| Price Change (52-week) |
26.3% | 94.9% | 71% |
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| Growth | BHB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 3.7% | 7.8% | 30% |
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| Net Income (5yr) | 2.1% | 11.1% | 43% |
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| EPS (5yr) | 1.2% | 10.1% | 33 |
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| Dividends (5yr) | 7.4% | 3.6% | 83% |
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| Cash Flow (5yr) | (45.2%) | (17.1%) | 9% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $0.940 | $3.625 | $3.785 | |
| Month Ago EPS | $0.940 | $3.625 | $3.785 | |
| # Rev Up | 2 | 1 | 2 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.925 | $3.620 | $3.820 | |
| Year/Year Chg | 3.4% | 56.9% | na | |
| Financials | BHB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $187 | $193 | 31% |
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| Net Income (TTM) (Mil) | $49 | $55 | 54% |
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| EPS (TTM) | $2.973 | $2.600 | 78% |
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| Operating Cash Flow (TTM) (Mil) | $64 | $34 | 48% |
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| Net Cash Flow (TTM) (Mil) | $17 | $2 | 61% |
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| Long-Term Debt (Q1) (Mil) | $143 | $98 | 47% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BHB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.25 | 1.27 | 31% |
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| P/E | 13.8 | 12.5 | 34% |
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| Dividend Yield | 3.3% | 2.2% | 86% |
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| PEG (5yr hist) | 11.5 | 1.1 | 95% |
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| Ratios | BHB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 26.3% | 29.2% | 85% |
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| ROA | 1.1% | 1.1% | 47% |
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| ROE | 9.7% | 11.3% | 56% |
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| Liabilities to Assets | 88.4% | 89.7% | 83% |
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| F-Score | 4 | 4 | 33% |
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Passing Stock Screens
As of 9/15/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Stock Market Winners Screen
Factors: Value, Momentum, Growth
A screen that tries to interpret and apply successful trading rules in the real market environment.
| Performance Since Inception: | 14.9% |
| +/- S&P 500: | +7.4 |
