Stock Evaluator: Blend Labs, Inc. (BLND)

Blend Labs, Inc. BLND

$1.52 0.06 4.11%
August 21, 2026 4:00:02 PM EST November 10, 2021 Volume: 1,355,344
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Information Technology Software

A+ Stock Grade Summary:

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GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
Blend Labs, Inc. provides a cloud-based software platform for financial services firms in the United States, India, and Mexico. The company offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, rapid home lending, personal loans, credit cards, and deposit accounts; and a suite of add-on products that offers to enhance consumers’ journeys to homeownership, such as close, income verification for mortgage and home equity lines of credit, and home equity loans. It also provides Blend Builder to configure or build custom workflows from a pre-built set of components; verification components to automate confirmation tasks that are needed to underwrite a loan or approve the opening of a new deposit account; decisioning components to reduce the need for human intervention by automatically applying business rules throughout an application workflow configured by a financial services firm; AI capabilities; and workflow intelligence components to manage data collection and automate tasks throughout the loan origination process. In addition, the company offers application programming interfaces, which integrate the capabilities of technology, data, and service providers into software platform, as well as support services, professional and consulting services. It serves banks, credit unions, fintechs, and other non-bank mortgage lenders. The company was incorporated in 2012 and is headquartered in Novato, California.

Commentary & Analysis


Financial Summary

Share Statistics BLND Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $359.5 $1,092.1 33%
Shares Out (Mil) 239.9 78.5 80%
Institutional Ownership 90.6% 80.9% 58%
Float (Mil) 189.1 53.1 73%
Beta 1.11 1.01 67%
Avg Daily Volume (000s) 3,109 793 88%
Price Change
(52-week)
(49.0%) 57.8% 14%
Growth BLND Industry
Median
Percentile
(All Stocks)
Sales (5yr) 5.2% 14.8% 37%
Net Income (5yr) 38.1% 10.1% 90%
EPS (5yr) 44.5% 16.1% 91
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (15.1%) (15.4%) 51%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 4 4 4
Current EPS $0.008 $0.048 $0.060
Month Ago EPS $0.014 $0.054 $0.102
# Rev Up 0 1 0
# Rev Down 1 1 1
Three Months Ago EPS $0.016 $0.056 $0.102
Year/Year Chg (128.6%) (161.5%) (273.1%)
Financials BLND Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $130 $345 28%
Net Income (TTM) (Mil) $0 ($2) 39%
EPS (TTM) ($0.075) ($0.100) 37%
Operating Cash Flow (TTM) (Mil) $13 $30 39%
Net Cash Flow (TTM) (Mil) ($22) $1 25%
Long-Term Debt (Q1) (Mil) $2 $34 19%
Enterprise Value (Q1) (Mil) $512 $1,096 35%
Valuation BLND Industry
Median
Percentile
(All Stocks)
P/B na 3.41 na
P/E na 39.1 na
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) na 2.1 na
Ratios BLND Industry
Median
Percentile
(All Stocks)
Gross Margin 74.8% 69.8% 85%
Net Margin 0.0% 0.5% 32%
ROA 0.0% (1.2%) 39%
ROE (0.1%) 1.2% 35%
Liabilities to Assets 34.0% 47.5% 25%
F-Score 6 5 67%

Passing Stock Screens

As of 8/21/2026, from a list of 60 stock screening strategies, BLND meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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