Is Bank of Marin Bancorp (BMRC) Overvalued?
We dive into why Bank of Marin Bancorp (BMRC) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, small business, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; automated teller machines; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services; international banking; and telephone and digital banking services. The company was founded in 1989 and is headquartered in Novato, California.
Commentary & Analysis
What You Need to Know About Bank of Marin Bancorp's Q3 Earnings
Bank of Marin Bancorp's fiscal Q3 earnings report was released on Monday, July 27. Let's dive in to see if (BMRC) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About Bank of Marin Bancorp's Q4 Earnings
Bank of Marin Bancorp's fiscal Q4 earnings report was released on Monday, October 27. Let's dive in to see if (BMRC) missed or beat analyst's expectations.Omar Beirat
Why Bank of Marin Bancorp’s (BMRC) Stock Is Up 5.58%
As of Friday, August 22, Bank of Marin Bancorp’s BMRC share price has surged by 5.58%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Does Bank of Marin Bancorp (BMRC) Have Momentum?
With data as of July 21, 2025, we examine if Bank of Marin Bancorp(BMRC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
Financial Summary
| Share Statistics | BMRC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $430.4 | $745.4 | 35% |
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| Shares Out (Mil) | 16.0 | 15.3 | 26% |
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| Institutional Ownership | 93.1% | 83.2% | 62% |
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| Float (Mil) | 15.2 | 21.8 | 25% |
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| Beta | 0.77 | 0.42 | 46% |
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| Avg Daily Volume (000s) | 141 | 45 | 39% |
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| Price Change (52-week) |
16.7% | 94.6% | 58% |
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| Growth | BMRC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (22.0%) | 7.7% | 2% |
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| Net Income (5yr) | (26.1%) | 11.1% | 16% |
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| EPS (5yr) | (24.6%) | 10.1% | 11 |
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| Dividends (5yr) | 1.7% | 3.6% | 78% |
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| Cash Flow (5yr) | 34.6% | (17.1%) | 88% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 6 | 6 | |
| Current EPS | $0.572 | $2.255 | $2.398 | |
| Month Ago EPS | $0.550 | $2.177 | $2.397 | |
| # Rev Up | 3 | 1 | 4 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.555 | $2.175 | $2.395 | |
| Year/Year Chg | (1.4%) | (200.7%) | na | |
| Financials | BMRC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $60 | $196 | 22% |
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| Net Income (TTM) (Mil) | ($14) | $55 | 26% |
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| EPS (TTM) | ($0.896) | $2.600 | 22% |
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| Operating Cash Flow (TTM) (Mil) | $39 | $35 | 45% |
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| Net Cash Flow (TTM) (Mil) | $51 | $2 | 70% |
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| Long-Term Debt (Q1) (Mil) | $66 | $100 | 41% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BMRC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.08 | 1.25 | 24% |
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| P/E | na | 12.4 | na |
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| Dividend Yield | 3.7% | 2.2% | 89% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | BMRC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | (23.6%) | 29.1% | 16% |
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| ROA | (0.4%) | 1.1% | 38% |
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| ROE | (3.4%) | 11.3% | 32% |
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| Liabilities to Assets | 89.7% | 89.7% | 85% |
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| F-Score | 3 | 4 | 18% |
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Bank of Marin Bancorp did not pass any screens on 8/21/2026.
