Is BNCCORP, Inc. (BNCC) Stock a Good Investment?
Learn more about BNCCORP, Inc.'s (BNCC) stock grades for Value, Momentum and Growth and determine whether this Banks stock meets your investment needs.Jack Gilleland
A+ Stock Grade Summary:
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COMPANY SUMMARY
BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides commercial and retail banking, and wealth management services in the United States. The company offers a range of commercial banking services, such as business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-sized businesses. It also provides retail banking services, including personal checking and savings products, personal loans, and card services; and wealth management solutions, such as personal wealth advisory services, 401(k), other retirement plan administration, and trust services. In addition, the company offers business loans comprising revolving lines of credit, working capital loans, equipment financing, construction loans, letters of credit, aircraft loans, and agribusiness loans; and vehicle loans, home equity line of credit, and real estate loans. Further, it provides retirement plans for businesses; and online and mobile banking services. The company offers community banking and wealth management services in Arizona and North Dakota. BNCCORP, Inc. was incorporated in 1987 and is headquartered in Bismarck, North Dakota.
Commentary & Analysis
AAII Stock Ideas: A+ Investor Screening Strategies
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AAII Staff
Financial Summary
| Share Statistics | BNCC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $112.0 | $745.4 | 22% |
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| Shares Out (Mil) | 3.5 | 15.3 | 11% |
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| Institutional Ownership | na | 83.2% | na |
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| Float (Mil) | na | 21.8 | na |
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| Beta | 0.37 | 0.42 | 21% |
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| Avg Daily Volume (000s) | 7 | 45 | 15% |
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| Price Change (52-week) |
7.8% | 94.6% | 51% |
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| Growth | BNCC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (19.9%) | 7.7% | 2% |
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| Net Income (5yr) | (27.7%) | 11.1% | 15% |
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| EPS (5yr) | (27.7%) | 10.1% | 9 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | 125.1% | (17.1%) | 99% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | BNCC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $39 | $196 | 18% |
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| Net Income (TTM) (Mil) | $9 | $55 | 45% |
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| EPS (TTM) | $2.589 | $2.600 | 76% |
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| Operating Cash Flow (TTM) (Mil) | $13 | $35 | 39% |
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| Net Cash Flow (TTM) (Mil) | $77 | $2 | 74% |
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| Long-Term Debt (Q1) (Mil) | $16 | $100 | 31% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BNCC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.03 | 1.25 | 22% |
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| P/E | 12.3 | 12.4 | 26% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | BNCC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 22.0% | 29.1% | 81% |
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| ROA | 0.9% | 1.1% | 45% |
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| ROE | 8.9% | 11.3% | 54% |
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| Liabilities to Assets | 89.8% | 89.7% | 85% |
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| F-Score | 5 | 4 | 50% |
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BNCCORP, Inc. did not pass any screens on 8/21/2026.
